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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Perfect

5
Very good banck and very easy to use application Reviewed on: 26th January 2022
Claudiu's avatar
Claudiu

easy sign up and very clear

5
easy sign up and was pre approved. very simple and straight forward to use Reviewed on: 26th January 2022
Julie Chapman's avatar
Julie Chapman

The best

5
The best credit card ,very easy the app Reviewed on: 26th January 2022
Marinela oprea 's avatar
Marinela oprea

Great company

5
Great company - excellent communication - well done Zopa. Reviewed on: 26th January 2022
Oolagha's avatar
Oolagha

Helping me get back up

5
Having this card has helped me immensely. I got myself into a bit of financial bother some years back and it has been hard to try and fix my credit rating since. This has help me start to improve and have already helped my credit score increase. It is also nice to have something to fall back on if the situation arises. All in all a great card for those with bad credit that need a starting point Reviewed on: 26th January 2022
Liam Faulkner's avatar
Liam Faulkner

The best costumer service

5
Everything very easy to deal with Reviewed on: 26th January 2022
ionel sandru's avatar
ionel sandru

Top draw

5
Great company doing what you need Reviewed on: 26th January 2022
Robert Bostock's avatar
Robert Bostock

Perfect

5
Perfect credit card and I use every day Reviewed on: 26th January 2022
Karolina 's avatar
Karolina

Great Company

5
The app is really user friendly and updates in real time. Making payments is also a smooth process. Highly recommend. Reviewed on: 26th January 2022
Josh Smith Tips's avatar
Josh Smith Tips

Excellent service

5
I have held a account with them for a couple of years now and I find they offer everything I need with great customer support Reviewed on: 26th January 2022
T joyce's avatar
T joyce

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