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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Excellent

Since been with zopa iv had q great experience,fast answers easy to get accepted and no problems with the app,everything is easily explained and basic to use so you can control payments securely through the app Reviewed on: 9th April 2021

Excellent card

This is a brilliant card and company to be with.. it’s so easy to use through the app.. I give it 5+ stars Reviewed on: 9th April 2021

Quick and easy to apply

Together with the App it makes it easy to view transactions and make payments ! Reviewed on: 9th April 2021

Very easy to use

Yes very good to set up payment plan keep me informed on my credit limit and borrowing power very useful indeed Reviewed on: 9th April 2021

Top card

EASY to setup perfect you couldn't ask for more Reviewed on: 9th April 2021

Zoopa

Easy to manage, good info and reminders. Reviewed on: 9th April 2021

Get it get it get it

So easy to use and so customer friendly would definitely recommend Reviewed on: 9th April 2021

Fantastic

Easy to use and very helpful,I will highly recommend Zopa to my friends and family Reviewed on: 9th April 2021

Great card

I am very happy with my zopa card and how easy it is to manage due to the online system. Reviewed on: 8th April 2021

All good

I joined zopa to pay of a bill and was easy to sign up , and repay as it's all through a app Reviewed on: 8th April 2021

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