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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Amazing!

5
Very easy to keep track of your spending and the app overall is brilliant and easy to use! Reviewed on: 26th January 2022
Jane Johnston's avatar
Jane Johnston

Great credit card with good customer service

5
I the card really easy to use and payment is also made easy Reviewed on: 26th January 2022
Joseph Paangop Djipoue 's avatar
Joseph Paangop Djipoue

Fantastic

5
Fantastic and app is brilliant too small limit that doesn't increase but really good for purchases Reviewed on: 26th January 2022
Alexs Hodge's avatar
Alexs Hodge

Perfect for daily use

5
Excellent real-time update. Easy to apply. Helped a lot for back up when needed Reviewed on: 26th January 2022
Pritam's avatar
Pritam

Easy to use

5
Very easy to use no hassle great one to use Reviewed on: 26th January 2022
william may's avatar
william may

Hassle-free credit card

5
Zopa have been first-class throughout all my dealings and transactions with them. Reviewed on: 26th January 2022
Derek G's avatar
Derek G

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Great service

5
I set up a Zopa credit card to help build my credit. Easy to apply for, simple app to use and has boosted my credit! Can't recommend enough! Reviewed on: 26th January 2022
Holly S 's avatar
Holly S

Amazing

5
Absolutely love my Zopa card helped me buy my first home building my credit up Reviewed on: 26th January 2022
Pdanisa's avatar
Pdanisa

Brilliant and efficient

5
Very simple to use!! Efficient when paying money in and out and customers services are very quick to respond. Amazing service Reviewed on: 26th January 2022
JESSICA JACKSON's avatar
JESSICA JACKSON

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