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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful and manageable

They helped me and gave me a chance to prove I can handle credit also they check for updates to help you progress Reviewed on: 26th January 2022

Excellent

Everytime I've called and needed help with payment's or anything like that they've always been more than happy to help Reviewed on: 26th January 2022

Brilliant

Great service would highly recommended Reviewed on: 26th January 2022

Riazullah

Good service payments going on for Reviewed on: 26th January 2022

Excellent service

The procedure I went through to get a credit card was simple and quick The service from ZOPA has been exceptional. Reviewed on: 26th January 2022

Zopa Dupa

Really good card, has an excellent app that's easy to use. Information on payments is always bang up to date. You can definitely see everything in real time. Well done Zopa. Reviewed on: 26th January 2022

The friendly credit card

Really happy I signed up to Zopa, the app is easy to use and the values of the company seem to be in line with mine. Reviewed on: 26th January 2022

Found Zopa very easy to use and very friendly customer service

Always been able to use the phone app to keep an eye on spending and payments Reviewed on: 26th January 2022

Fantastic service 10/10 HIGHLY RECOMMEND

Good service highly recommended for anyone 10/10 Reviewed on: 26th January 2022

Great and Easy service

Zopa is a great service, the app is so easy and accessible to use. It’s so easy to move around the app, make payments and changing any details. Customer services have always been very friendly and supportive, unlike a lot of other banks. They are really reliable, always send over receipts and invoices straight away, and always keep you in the loop with what’s going on. Reviewed on: 26th January 2022

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