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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing company

I struggled to build my credit due to previous history and Zopa were the first to allow me credit. They have been helpful from the start and any issues I know will get sorted quickly. They make sure the amount offered is affordable and I feel that if I were to struggle to repay They would help me in any way they could. Would definitely recommend them to friends and family and already have recommended a few work colleagues Reviewed on: 26th January 2022

The best

Everything about Zopa is the best , their charges , apps and payment are really on point , I will recommend it anytime Reviewed on: 26th January 2022

Helpful

Give me a start banks would not Reviewed on: 26th January 2022

Top Notch Provider

Zopa deserve to win, i've never had any issues with them. Contact with customer services is always quick and efficient. The app is easy to use. Carn't recommended Zopa enough. Reviewed on: 26th January 2022

My best credit card

I like the app and their costumer services is one of the best Reviewed on: 26th January 2022

Quick and easy

Was really quick and easy to get my credit card in time for when I moved home! :) Reviewed on: 26th January 2022

Very helpful

Very helpful easy to use system really Happy with zopa Reviewed on: 26th January 2022

Fantastic card n app

This card has enabled me to continuously use money n b in full control with the use of the fantastic app Reviewed on: 26th January 2022

Outstanding

Best company I have delt with for years Reviewed on: 26th January 2022

Staff filled with knowledge and a smile

Whenever speaking to the staff they are always knowledgeable and serve you with a enthusiastic friendly attitude Reviewed on: 26th January 2022

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