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Zopa: Credit card reviews

4.93
Based on 41,970 reviews, last reviewed 13th Feb 2026
166800% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is there when you need it! Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026
Andreea T's avatar
Andreea T

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41970)

Excellent team

5
Fast and good response very helpful team Reviewed on: 14th April 2021

Zopa

5
I found zopla brillant let u now if your credit score is up or gone down Reviewed on: 13th April 2021

Happy Customer

5
Very Happy, good way to build your credit Reviewed on: 12th April 2021

Amazing product!

5
Real quick, simple and no small print Reviewed on: 12th April 2021

Good & Fuss Free

5
Easy to apply and works exactly as it should. Reviewed on: 12th April 2021

Zopa excellent review

5
Easy app to use, with straight forward understanding of your repayments and balances Reviewed on: 12th April 2021

You have tried the rest now try the best

5
With Zopa not only do you get a credit card they also give you regular up-dates on you lending power. Reviewed on: 11th April 2021

Great company

5
I don’t have zopa for long time but im more then happy to work with them. Reviewed on: 11th April 2021

Zopa Credit Card

5
Its great to have an app to track spending, tells you where your money is going. It was easy to apply and I really like the items Zopa shares on Instagram some really interesting items Reviewed on: 11th April 2021

Easy to use

5
Easy to set up and use app, exllent customer service Reviewed on: 11th April 2021

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