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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is fantastic

All ways there to help fantastic service and fantastic team that’s there for you Reviewed on: 26th January 2022

Good all rounder

This is a good all rounder card the app makes it really easy to keep an eye on spending and payments. Reviewed on: 26th January 2022

Zopa is just brilliant

Zopa has helped me in the time of need when noone ellse would, its amazing how quick and effortless everything was within no time I was up and running and having fun when I thought I was going to slip into a depresive state of mind no being able to do things to get back on my feet. Reviewed on: 26th January 2022

Efficient

Great for peple who want to build credit Reviewed on: 26th January 2022

easy to use app. text information always sent which helps with me looking after my account

Just find the app and the communication from Zopa very easy. Reviewed on: 26th January 2022

Perfect to help build up credit score

Always nice to have a company who doesn't add pressure or constantly hound you with calls and emails. Zopa is very easy to use, and is helping me to build up my credit score. Reviewed on: 26th January 2022

Easily the best

I have had several credit cards over the years and Zopa is by far the best. Right from Application, account management, notifications and product offering. Its nice to deal with businesses that put technology and banking together in a user friendly and logical way! Reviewed on: 26th January 2022

Excellent

Easy to use Apps, customer service very helpful. Reviewed on: 26th January 2022

Fantastic

Really helped me, easy and simple to us it's fantastic Reviewed on: 26th January 2022

Excellent service.

Very good service &, app is very simple to use to keep track of everything. Would definitely recommend. Reviewed on: 26th January 2022

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