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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41970 reviews)

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4.93

Based on 41,970 reviews, last reviewed 13th Feb 2026

166800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is there when you need it! Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41970)

User friendly

The whole process from initial application through to accessing online account is very clear and easy to do. Good basic user interface on app unlike other cards that bombard you with too many options. Reviewed on: 15th April 2021

Excellent

Very good card they look after you by informing you on this card.well informed and you no what your account is with the app with is very easy to use. Thank you Reviewed on: 15th April 2021

All simple and always up to date

You are in line with all changes, payments, etc. Making a payment is instantly visible on your account, good notifications when transaction is processed, good level of security and simplicity in using both card and app. Recommended. Reviewed on: 15th April 2021

Fantastic

Fantastic Service - easy to join and understand transactions/payments Reviewed on: 15th April 2021

For people

Putting customers first is there priority Reviewed on: 15th April 2021

Reliable and informative service

ZOPA is a Brilliant banking service . Regular updates received Reviewed on: 15th April 2021

Simply simple

Easy to get, clear charges, easy to pay... what's not to like? Reviewed on: 15th April 2021

An amazing card brilliant

Everything thing is simple easy and hassle free Reviewed on: 15th April 2021

The Zopa Effect

Zopa offers a fast, friendly, reliable and efficient service. Reviewed on: 14th April 2021

Credit Card service at it's best

Great app, speedy service, faultless Reviewed on: 14th April 2021

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