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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,971 reviews, last reviewed 15th Feb 2026
166900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent service and best interest rates compare to... Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026
anant Varkate's avatar
anant Varkate

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41971)

Excellent service

5
This has to be one of the best service I've have dealt with as a customer. They are polite and help without being rude. They treat you like a valued customer which is how it's meant to be. Reviewed on: 15th April 2021
Helius Andreas 's avatar
Helius Andreas

Excellent

5
Been brilliant always absolutely Reviewed on: 15th April 2021
Craig Redmond 's avatar
Craig Redmond

Mr Vimalendran Sathyendra

1
Bad I won’t recommend any one please try different credit cards Reviewed on: 15th April 2021
Thamby Vimal's avatar
Thamby Vimal

Fantastic

4
Good experience with different card Reviewed on: 15th April 2021
Nunzio's avatar
Nunzio

Excellent service

5
Really great! Payments show instantly on account which is really handy. App easy to use, helpful, fast customer service. All round great service! Reviewed on: 15th April 2021
caleb.goodyear@sky.com's avatar
[email protected]

Great service app simple to understand

5
Excellent bank with great service Reviewed on: 15th April 2021
drennan297@gmail.com's avatar
[email protected]

Helpful company

5
Very easy to set up and keep an eye on Reviewed on: 15th April 2021
dennis178@live.co.uk's avatar
[email protected]

I like my Zopa. Its friendly.

5
Zopa very easy to download their app. From this you can keep.an eye on expenditure and payments. Reviewed on: 15th April 2021
Frances Metcalf's avatar
Frances Metcalf

Outstanding

5
Hassle-free and great customer service! Highly recommended! Reviewed on: 15th April 2021
Antonio Rodrigues's avatar
Antonio Rodrigues

Just Super

5
Really really really good. Payments reflected in balance immediately, as are credits. Easy to use app that’s well designed Reviewed on: 15th April 2021
gavinmccarthy.ebay@gmail.com's avatar
[email protected]

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