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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Just a good card.

Easy to apply, quick and easy statements. Reviewed on: 26th January 2022

Splendid card and excellent service throughout

Zopa has been a great choice in my opinion and I would highly recommend it to anyone Reviewed on: 26th January 2022

Great company

Really helpful. Glad i took the card Reviewed on: 26th January 2022

Happy customer

Good banking system. Good easy Web site to access your accounts ..keeps me up to date on my spending Reviewed on: 26th January 2022

Reasonable rates and good app

I found the app really easy and fast to use Reviewed on: 26th January 2022

Amazing

Zopa are amazing and very helpful Reviewed on: 26th January 2022

Simply the best

Absolutely love Zopa! So easy to use, never had a problem abs I love the PIN number feature as I’m forever forgetting my pin. I would highly recommend Zopa to anyone. Reviewed on: 26th January 2022

Breath of fresh air

Zopa has been a good credit card for me it lets me be in full control of the credit and it’s easy to pay when I want. Bank statements are prompt and helpful. Only downside is that I can’t add my card to my Apple wallet lol. Reviewed on: 26th January 2022

Easy to apply

Very good service and professional Reviewed on: 26th January 2022

A good card to have

I had a really good experience and enjoy that gives me updates on my borrowing power Reviewed on: 26th January 2022

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