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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Tha best credit card

5
The best credit card I have, easy to use and very easy to paybacks. Reviewed on: 15th April 2021
Jaroslaw kowalczyk's avatar
Jaroslaw kowalczyk

Awesome!

5
So convenient t to use the apps and helpful customer service. Reviewed on: 15th April 2021
Anj Rizvi's avatar
Anj Rizvi

Zopa Credit Card

4
Zopa has a really easy to use App to go with the credit card so you can keep a track on your spending plus make payments quickly and easily. It also checks your borrowing power regularly so you don’t need to do anything. It’s a great credit card if you want to build your credit rating and they don’t let you get out of your depth with it. Reviewed on: 15th April 2021
shelley.hooper@live.co.uk's avatar
[email protected]

Zopa

5
Lovely fellas so they ir. Very polite. Reviewed on: 15th April 2021
Kev Thacker's avatar
Kev Thacker

Great and simple to use.

5
Excellent service. Very good card provider Reviewed on: 15th April 2021
Carl's avatar
Carl

A fair and considerate company

5
I have found that Zopa have been fair a considerate with myself and I would definitely recommend them. Reviewed on: 15th April 2021
Richard Gray's avatar
Richard Gray

spasibo za servis ,with love from Russia :)

5
excellent services ,easy to use Reviewed on: 15th April 2021
Alex Gulak's avatar
Alex Gulak

Excellent

5
Excellent,,,, excellent,,,,,, Reviewed on: 15th April 2021
Ajjpeel@gmail.com 's avatar
[email protected]

Extremely helpful

5
Brilliant customer service,clear statements and information about your status. Best credit company I've ever dealt with. Reviewed on: 15th April 2021
Julie Elson's avatar
Julie Elson

Excellent

5
Zopa is great, it’s super easy to use too. Reviewed on: 15th April 2021
Simome's avatar
Simome

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