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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great bank and services

Great bank, amazing customer service and always putting customers first. The app is great and helps you manage your credit score and helps you improve. Reviewed on: 26th January 2022

Easy To Use

Since being with Zopa I have found the simplicity of the app great. Payments are credited same day which is unusual and makes control easy. Reviewed on: 26th January 2022

Zopa Experience

Simply just all round excellent service Reviewed on: 26th January 2022

Great company

Very easy to use, great app and gives plenty of information in the app Reviewed on: 26th January 2022

The best card ever

I highly recommend this card Has increased my credit limit within months Reviewed on: 26th January 2022

Easy to use card , app is brilliant , easy to use and all information only a swipe away

Just happy with this easy to use card Reviewed on: 26th January 2022

Absolutely user friendly

The app is so easy to use and everything about the ZOPA credit card is great Reviewed on: 26th January 2022

Easy to use app and good communication.

Easy use app quick decisions and delivery good communication. Reviewed on: 26th January 2022

East to deal with, very prompt

Easy to deal with . Your never under pressure from Zopa. They always give you advance warning when payment is due . If you have problems they are on the end of the phone helping you to look for a solution which is satisfactory for them and you.Web site is easy to use even for a numpty like me. I would recommend them to any one. Reviewed on: 26th January 2022

Great card excellent customer support

This is a great card with excellent customer support Reviewed on: 26th January 2022

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