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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Happy

Im very happy with this card options Reviewed on: 18th February 2021

ZOPA

They are very easy to deal with,good app and updates very fast,also love the fact they text you every time you use the card giving you the peace of mind that even if you were unaware that you were not in possession of your card you can report it as soon as you receive the text saying it had just been used. Reviewed on: 18th February 2021

good services

easy explaining what to do services very good would recommend Reviewed on: 18th February 2021

Easy

So easy to apply and so easy to manage Reviewed on: 18th February 2021

Worth it?

Well appreciated highly recommended Reviewed on: 18th February 2021

Very supportive

They have never disappointed. They give opportunities to customers that the main high street banks do not want to assist Reviewed on: 17th February 2021

Amazing overall credit card experience

I would highly recommend taking out a credit card or any finance with Zopa. They are an amazing company & i’m so glad I found them. Easy to understand, great app, amazing service from Zopa. Reviewed on: 17th February 2021

My zupa zopa

I was looking to get bit extra money in time for Christmas with the pandamic. Zopa came up on a card search. I like what I saw small amount to start with that wouldn't break the bank. It helped out wonders there app is smooth and making payments onto the card couldn't be easier. And the fact the message you to let you know when your card is used and for what amount so you always know what's happening. Definitely recommend Reviewed on: 17th February 2021

Brilliant service

I am fully satisfied with zopa.love you zopa. Reviewed on: 17th February 2021

Smooth service and happy with it as it safe

Its been simple using this service and im completely satisfied Reviewed on: 17th February 2021

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