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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

very happy

great bank i would recommended them to family and friend s Reviewed on: 15th April 2021

Brilliant

Customer service has been really good and the card is handy to have Reviewed on: 15th April 2021

Awesome experience

Awesome Experience go with them Reviewed on: 15th April 2021

A card that works for you

Zopa have made a credit card that is informative and keeps you in control. Well done . Reviewed on: 15th April 2021

Zopa card

Very good card , easy to use , good service Reviewed on: 15th April 2021

Easy to understand and keeps you well informed

I like the way I am kept notified of the status of my account Reviewed on: 15th April 2021

Excellent

Very easy process, excellent service highly recommend. Reviewed on: 15th April 2021

Brilliant and easy to use

Brilliant app easy to use great communication and very quick to sign up Reviewed on: 15th April 2021

Mrs

Always been helpful and keep you informed what is happening Reviewed on: 15th April 2021

Great card and app

Amazing card works anywhere and very easy to use app Reviewed on: 15th April 2021

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