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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Application process was easy and straight forward. The app makes tracking usage and payments very simple. Excellent all round!! Reviewed on: 26th January 2022

Outstanding

This company is an amazing company they constantly keep the customer at the heart of everything they do Reviewed on: 26th January 2022

Excellent for rebuilding my credit

I love this card! I love that I can pay it off and see the balance has cleared immediately, I use it for most of my purchases and clear it quickly Reviewed on: 26th January 2022

Zoooopa great

No hassle, fast and easy to apply for. Always notified on transactions which helps to keep my finances in order. Have recommended family to Zopa. Reviewed on: 26th January 2022

A rated service

Great service and customer service’s easy to use app great card to have Reviewed on: 26th January 2022

Fab

Great service. Friendly communication. Very helpful Reviewed on: 26th January 2022

Zopa is the best

Zopa gave me a credit card when no one else would with my low credit rating now thanks to them giving me a chance my credit is better and even been offered an increase thanks zopa Reviewed on: 26th January 2022

Amazing

They are great service and always there when needed Reviewed on: 26th January 2022

Easy access, user friendly, a breeze

Has a simple user interface on the app, easy access, lets you keep a check on your balance and extra options like autopay helps you manage your repayments Reviewed on: 26th January 2022

Problems with ATM banking sorted in minutes.

I had a problem yesterday after a quick phone call the problems were sorted and if that had been with any other bank it what have hour's to sort out. James mullins. Reviewed on: 26th January 2022

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