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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Customer comes first

5
Fantastic, Honest and simple to use Reviewed on: 19th February 2021
ken Mafrvu's avatar
ken Mafrvu

Very good

5
I'm glad I can use a credit card. Thank you very much. Reviewed on: 19th February 2021
Johana's avatar
Johana

Very good

5
Very easy to use and to follow as I dont find it easy to read Reviewed on: 18th February 2021
Paula's avatar
Paula

App is very straight forward, credit limit is manageable.

5
Zopa is modern and the app is very user friendly. Highly recommended due to ease of access and security. The card is nice and i like the no numbers on front of the card. Reviewed on: 18th February 2021
Alan rea's avatar
Alan rea

Zopa 10/10

5
Easy to use App, excellent customer service Would recommend to anyone Reviewed on: 18th February 2021
Dean Collins's avatar
Dean Collins

Awesome

5
The best !! Quick, simple, smart Reviewed on: 18th February 2021
SamirALeX's avatar
SamirALeX

Soo simple!

5
The Zopa credit card is easy to use, access and it even gives you money saving insights and how to build your credit! The app is also very easy to manage and if you have any queries they get back to you very quick! : ) definitely recommend!! 100% Reviewed on: 18th February 2021
Natalie Jones's avatar
Natalie Jones

Brilliant card

5
Easy to use, easy app to use. Easy to pay money onto each month. Easy to check your balance. Reviewed on: 18th February 2021
Jen's avatar
Jen

Would definitely recommend!...

5
Really love this credit card. The app is a bonus too, really easy to navigate. I like that it gives me monthly updates too, and let’s me know my borrowing power Reviewed on: 18th February 2021
Nicola's avatar
Nicola

No fuss credit facility

5
Easy to apply, fast response, great app, easy and clear what you are spending. Reviewed on: 18th February 2021
Tom's avatar
Tom

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