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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fantastic

Excellent costumer service, also don’t pass you over 1st person deals with the issue, very quick and easy Reviewed on: 15th April 2021

Helpful and responsible

Very helpful, Only ofer you products that are right for the individual customers and helpful tools to help you stay in control. Reviewed on: 15th April 2021

Great company, app is super easy to use

Would defo recommend Zopa. They make things easy. Their app is super easy to use and they keep you informed along the journey. Great company. Reviewed on: 15th April 2021

I would recommend

When I had an issue I contacted customer service and they help out and answered my questions straight away Reviewed on: 15th April 2021

Very good

Live zopla very much, amazingly reliable service Reviewed on: 15th April 2021

Easy to use

Great simple application process and solid service Reviewed on: 15th April 2021

Amazing Easy to use

Never had any problems at easy to use Reviewed on: 15th April 2021

Highly recommended

I love how as soon as you pay your bill it shows up on your account instantly Reviewed on: 15th April 2021

Zopa excels

First rate company and would recommend them to all family and friends Reviewed on: 15th April 2021

Great service

Always on hand for what I need from a credit card. Allows me to manage my money effectively. Reviewed on: 15th April 2021

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