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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Fab card

Fab card easy to use and really simple to pay it back and when you do it’s there instantly Reviewed on: 15th April 2021

Good

Good company, no fuss. Easy to sign up Reviewed on: 15th April 2021

Amazing Service!

Faultless and fair, the customer is certainly at the forefront of everything Zopa do! :) Reviewed on: 15th April 2021

Full satisfied

Great card great app all at the touch of a button would definitely recommend Reviewed on: 15th April 2021

Brilliant credit card

App is very easy to use, keeps me up to date with spending and payments. Very manageable limit for myself. Reviewed on: 15th April 2021

Simple

Straightforward so far no issues Reviewed on: 15th April 2021

Excellent service

Good experience and friendly service Reviewed on: 15th April 2021

Hassle free

Hassle free application. App easy to use Reviewed on: 15th April 2021

Brilliant

The payments unlike other cards are taken and applied the same day, applying couldn’t be simpler and online services are second to none Reviewed on: 15th April 2021

Fantastic card

I would recommend the Zopa card to all my family and friends Reviewed on: 15th April 2021

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