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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Convenient

Zopa have managed to put other credit card providers to shame in terms of ease of use and quality of the app, everything is fast seamless and the customer service is good. Reviewed on: 20th February 2021

Brilliant Service

I have used my card twice now and it was very easy and extremely safe. I like the fact that I had to receive a text with a code to finalise payment which gave me an added sense of security. Reviewed on: 20th February 2021

Great service

Have only be with them for few months but great company to deal with Reviewed on: 20th February 2021

No hassle, and a great app

I like that this is a no hassle credit card, the app is great and allows a lot of control. Reviewed on: 20th February 2021

Easy application

Easy to apply,application form easy to follow,great customer service Reviewed on: 19th February 2021

Mr mohammed

Very very good service,easy to pay Overall such a nice service Reviewed on: 19th February 2021

Perfect

Never had any problems perfect for raising your credit score,nice little card to have,thank you Reviewed on: 19th February 2021

Absolutely Brilliant Credit Card

I have had nothing but a breeze with Zopa, I honestly wouldn’t get a card with anyone else! Reviewed on: 19th February 2021

Great new card !

Loving the new card from a competitive lender ! Reviewed on: 19th February 2021

Best Credit card ever

Everything done on my phone and it notifies me every time i make a purchase, Just so easy to manage Reviewed on: 19th February 2021

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