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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great service

5
Boss services would recommend to other members and friends of family Reviewed on: 26th January 2022
Luke miller's avatar
Luke miller

Quick, easy and then smooth sailing

5
Joining Zopa was quick and easy - afterwards, app very easy to use and no problems at all - good service, would recommend Reviewed on: 26th January 2022
AW's avatar
AW

Greatness

5
Easy to apply, pay for and keep track off with the app Reviewed on: 26th January 2022
Sukhdeep Ghuttora's avatar
Sukhdeep Ghuttora

Handy

5
I only use one credit card and this is the one I use. Easy because I have downloaded the app. Reviewed on: 26th January 2022
Tracy 's avatar
Tracy

helpful and transparent

4
quick helpful and transparentIi all my transaction Reviewed on: 26th January 2022
MK's avatar
MK

Best card to build up bad credit history

5
Very easy to access and use.on the top gud customer service Reviewed on: 26th January 2022
charmingdarling96@yahoo.co.uk's avatar
[email protected]

Already recommended

5
Has done wonderful things for my credit score. Already recommended to alot of people Reviewed on: 26th January 2022
Kailey 's avatar
Kailey

Brilliant

5
Amazing to do the top up shop and then pay off Reviewed on: 26th January 2022
Natasha Young's avatar
Natasha Young

Simple, transparent and easy to use

5
Online application, approved in seconds. Card arrived in post 2 days later and easy to update settings on app Reviewed on: 26th January 2022
Luke's avatar
Luke

The best

5
Easy to apply easy pay good security. L love Reviewed on: 26th January 2022
Arthur Mude 's avatar
Arthur Mude

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