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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Superb

Zopa,so easy to follow transactions,I am kept well informed of spending at all times,superb service,up to date notifications,in one word BRILLIANT Reviewed on: 24th February 2021

Excellent customer service

Very straight forward to deal with,very transparent and customer focused. Reviewed on: 24th February 2021

Excellent service

Easy to apply and excellent service. All the information you need on the brilliant app.. Will recommend Zopa to my family and friends. Reviewed on: 24th February 2021

Great credit card

This is a great credit card and credit builder ! Fast response and easy to understand , would highly recommend Reviewed on: 23rd February 2021

All painless

From the application for a card to receiving it was very fast and painless Reviewed on: 22nd February 2021

Very straightforward

This card is very easy to use. I get a balance email every time I use it. Reviewed on: 21st February 2021

Best Choice

Outstanding service, easy to use app. Best choice I made when selecting which card to opt for. Reviewed on: 21st February 2021

No hassle credit

Brilliant company. Easy to apply and great customer service. Great range of products and apps for iOS and android. Highly recommend. Reviewed on: 21st February 2021

Helpful and easy to manage

Only credit card people willing to give me a chance. Find the app very useful and the tools to manage money and payments helpful Reviewed on: 20th February 2021

Zopa topa

Recently joined as a new customer and proved to be a straightforward and simple process. Highly recommended Reviewed on: 20th February 2021

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