Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

My card

I find my card very useful incase6of emergencies Reviewed on: 15th April 2021

Zopa

OK i surpose but could do better Reviewed on: 15th April 2021

Usage

I absolutely Love this card and is easy to use Reviewed on: 15th April 2021

Great card and easy to use

Amazing card and excellent customer service and the app is very easy to use and let's you keep track of you spending habits and gives you great advice on improving your credit a winner for me Reviewed on: 15th April 2021

Great British bank to be with.

Using Zopa has been great. No problem using my card. Always alerts me when I buy something. That help to not spend to much . Overall great card to have . Reviewed on: 15th April 2021

Great

Easy to navigate and no hidden surprises. I would recommend them to all my family and friends Reviewed on: 15th April 2021

best by far

They do what they say in there advert Reviewed on: 15th April 2021

Good customer experience

Very pleased with the phone app. Reviewed on: 15th April 2021

So easy to set up and use.

Terrific overall experience with the application/approval process and using the online app ~ payment set up too. Reviewed on: 15th April 2021

Great card, good service

Easy application, quick answer and secure app, great interest rate Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.98 from 325 reviews
Credit card
from Debenhams 2.40 from 13 reviews
Credit card
from Yonder 4.95 from 634 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5763 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub