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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Easy and simple to use. Great user friendly app! Reviewed on: 26th January 2022

Fantastic service

Excellent customer service Easy app to use Reviewed on: 26th January 2022

Excellent credit card

Easy no fuss spot on what you need Reviewed on: 26th January 2022

Not good to much

To much interest other card provider's are better Reviewed on: 26th January 2022

Super zopa

Not many provider understand customers needs like Zopa do. Reviewed on: 26th January 2022

Great reliable provider

Easy to use, app very easy to navigate, you control the payback etc, handy saving features Reviewed on: 26th January 2022

Excellent site

Very easy to use app no problems and payments are authorised the same day no faults in any way would definitely recommend this site Reviewed on: 26th January 2022

Amazing

Organised,fair and helpful.They are the best Reviewed on: 26th January 2022

Excellent & Efficient

Overall the Zopa service is excellent. The app works well. Reviewed on: 26th January 2022

Really good and easy

No complaints at all, easy to use app, kept informed about everything and been plain sailing Reviewed on: 26th January 2022

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