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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Good easy app

5
Good easy app to use with all the features you will need to stay on top of your finances. Reviewed on: 15th April 2021
Elaine Hughes's avatar
Elaine Hughes

Easy and simple

5
This app was so easy to check and apply simple no hassle Reviewed on: 15th April 2021
Sharon davis's avatar
Sharon davis

Easy to be in control

5
I love this card , with this card am in control of my spending Reviewed on: 15th April 2021
Donald Cambron's avatar
Donald Cambron

Great

5
Great service and great app! Love the layout Reviewed on: 15th April 2021
Charlotte's avatar
Charlotte

Easy set up

5
Excellent service support and regular offers and updates Reviewed on: 15th April 2021
stuartaves3@btinternet.com's avatar
[email protected]

Great card

5
Love this card. Don’t have a dislike Reviewed on: 15th April 2021
rebeccalonghurst@yahoo.co.uk's avatar
[email protected]

Excellent

5
I have had an excellent experience so far and would recommend a zopa credit card to anyone Reviewed on: 15th April 2021
James fisher's avatar
James fisher

Quick response

5
Quick response, good customer service Reviewed on: 15th April 2021
Anonymous 's avatar
Anonymous

Great credit card to have

5
Absolutely amazing card, you can pay whatever you want each month as long as it covers your minimum payment or more! They never ask for too much for monthly payments Reviewed on: 15th April 2021
Brett Julliand-jones's avatar
Brett Julliand-jones

Easy to use app

5
Gives me all the info I need to manage my card. Payments show straight away. Reviewed on: 15th April 2021
Jonathan Maynard's avatar
Jonathan Maynard

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