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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Brilliant

Easy and transparent. Brilliant customer service and excellent products Reviewed on: 9th March 2021

Great credit bulder

Easy application, great credit builder, straightforward app Reviewed on: 8th March 2021

Excellent

Excellent service and very easy to use, make payments etc highly recommend Reviewed on: 5th March 2021

Fresh thinking - Zopa Credit Card

Great service, simple to use, innovative features and managed through App Reviewed on: 5th March 2021

Credit building made easy

I got a limit of £200 to try and make my credit score better. The application process was so stress free and the app makes controlling spending and payments so easy. Plus it has a cool name Zopa! Reviewed on: 2nd March 2021

good card and excellent service.

Quick responsiveness to enquiries and good value. Reviewed on: 1st March 2021

Ease is key!

Easy to set up and use, great payment facilities makes paying credit simple. Reviewed on: 28th February 2021

Lord David Prest

It's so simple to use Nice design Pleasure to do business with you Reviewed on: 27th February 2021

Great

Straight forward credit card no hidden fees etc Reviewed on: 25th February 2021

Easy to use great app

No issues at all. Whole process was seamless. App is really good. Good to be back building up again Reviewed on: 25th February 2021

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