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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Card

3
Helped when need a little boost to my finances Reviewed on: 17th March 2021

Best of the best

5
Exactly what every household needs. It does what it says on the cover Reviewed on: 17th March 2021

Great card

5
Good for credit building and customer service Reviewed on: 17th March 2021

The best !

5
The best company and the best services ! Reviewed on: 17th March 2021

Nice and comfort anyway

5
They are very reliable, trusted and act professional Reviewed on: 17th March 2021

Brilliant all-round

5
No problems no fuss straight forward Reviewed on: 17th March 2021

No hassle

5
Easy to understand spending and payments via the app Reviewed on: 17th March 2021

Quick and easy

5
Quick and easy to apply then friendly staff on the app anytime required and a good easy app to keep a eye on limit Reviewed on: 11th March 2021

Easy card

5
Very easy to setup and get all the information needed to start using the card Reviewed on: 9th March 2021

Customer focussed product that has set the standard for banking

5
Excellent customer focused company that delivers. I have been using their credit card and it super easy to set up and access. Reviewed on: 9th March 2021

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