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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick offering credit card and credit limit and low interest charges

Easy access on online banking and the tools are easy to use. Reviewed on: 26th January 2022

Fast, friendly, reliable service

Every time I’ve needed to contact customer service they are always ready and willing to help, super friendly and very efficient! The app is well put together for easy usage and very clear. Reviewed on: 26th January 2022

Gd company

Very easy to apply instance respond app very user friendly Reviewed on: 26th January 2022

great service

always helpful and friendly , easy to use app. Reviewed on: 26th January 2022

Excellent Service!

Credit limit could be higher! Friendly service that's shows you your credit eligibility. Reviewed on: 26th January 2022

Excellent

Great service clear and precise App Reviewed on: 26th January 2022

Very easy to use

Nice app lets you know everything you need to. Reviewed on: 26th January 2022

Lindacampbell78

Great company easy application never had a problem with them recommended them Reviewed on: 26th January 2022

Very Efficient and Helpful

Customer service is excellent always ready to assist Reviewed on: 26th January 2022

Amazing

Just been amazing,never had any issues Reviewed on: 26th January 2022

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