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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Life savers

5
They saved my life woth a loan, while the high street banks did say no!!! Reviewed on: 17th March 2021

Zopa are absolutely fantastic!

5
I could not recommend zopa enough to anybody, they are prompt, they are very informative and they are very he perfect company to go with, I’ve not had a single issue with them in the 6 months I’ve been with them and whenever I needed information about anything, the staff have been second to none and helped me straight away. If you are looking for help financially and are in need or looking for a credit card, please look no further than zopa! You will not be disappointed I promise you that Reviewed on: 17th March 2021

Not pushey

5
Reliable English speaking easy to contact Reviewed on: 17th March 2021

Fast easy and reliable to apply for

5
Straight forward and easy to use and amazing app Reviewed on: 17th March 2021

Top card

5
Simplicity at its best..once payment has been received It’immediately shows on your account making it easier to manage your finances Reviewed on: 17th March 2021

Excellent

5
Easy to apply Easy to keep track Easy to make payment No issues Reviewed on: 17th March 2021

Best Customer service

5
Best Customer service, easy to navigate APP. No hidden Charges. Reviewed on: 17th March 2021

Excellent

5
A great credit card, with a fair interest rate. Easy to use and eligibility checker too Reviewed on: 17th March 2021

Excellent

5
So easy to use and nothing is a problem very pleased with the service I get thank you Reviewed on: 17th March 2021

a1 company

5
i find this company have great customer care and are very quick in replying and solving any questions you may have i would highly recommend these to everyone five star Reviewed on: 17th March 2021

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