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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Excellent

5
Quick decision and easy to use, easy to understand and pay extra off if wanted. Hassle free Reviewed on: 15th April 2021
Becky Buckingham's avatar
Becky Buckingham

Superb

5
Easy app great functions and easy to use Reviewed on: 15th April 2021
Mark bates's avatar
Mark bates

Zopa review

5
Great company, easy to use app, quick turnaround Reviewed on: 15th April 2021
Priya 's avatar
Priya

Excellent

5
Zopa is the best ever. Moment I make a payment its reflecting immediately in my card so that I easily get it and use not like others. Thanks Zopa you are the best. Reviewed on: 15th April 2021
Olatunji Ayeni 's avatar
Olatunji Ayeni

Excellent product,

5
excellent service, app and website really easy to navigate. Reviewed on: 15th April 2021
Gillian Biggins's avatar
Gillian Biggins

Zopa dopa!

5
Using Zopa is just so easy, you can manage everything yourself, with the piece of mind, your i control of your money Reviewed on: 15th April 2021
Gra74's avatar
Gra74

My card

5
Nice card nice apr easy shopping everything is from fine for me Reviewed on: 15th April 2021
Dan's avatar
Dan

Very good easy to use good customer service

4
Been very good easy to use all round very good Reviewed on: 15th April 2021
rfwoodley1981@outlook.com's avatar
[email protected]

Amazing easy to apply and helpful

5
Always helped when I have had a question Reviewed on: 15th April 2021
jadeellis0@icloud.com's avatar
[email protected]

Brilliant does wat it says on the tin

5
Never had a problem with any thing good customer service and great app Reviewed on: 15th April 2021
thomasb.75@icloud.com's avatar
[email protected]

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