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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Satisfied with service would recommend to family and friends Reviewed on: 26th January 2022

Happy Customer

Zopa have been a great company to be a customer with - the set up from day one was very easy and painless - they are very considerate and helpful - the app is so straight forward to use which is great for the more mature generation - they cover many options - I would have no hesitation in highly recommending them Reviewed on: 26th January 2022

Card

Easy to use anywhere and I've had no problems with the card Reviewed on: 26th January 2022

Best credit card I have had

Great company a very easy to use app fast payment updates Great customer service Have recommended to friends and family Reviewed on: 26th January 2022

Fantastic

It is easy to access. Trustworthy. Reviewed on: 26th January 2022

A credit card that cares

For the first time in my life I have a card issuer who checks in and makes sure I’m okay and actually cares about what I think. Reviewed on: 26th January 2022

very good

Just very good service. And keep me up to date on my account thank you. Reviewed on: 26th January 2022

Excellent company

Smooth application and really changed my mind about credit cards Reviewed on: 26th January 2022

Fabulous bank.

Always easy to use. And very helpful online staff. Thanks again. Reviewed on: 26th January 2022

Works good

I have for 2 months and everything works good, it’s easy to understand and the app is cool, I hope my limit will increase soon. Reviewed on: 26th January 2022

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