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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

So far so easy to use

Their features are pretty straightforward takes a lil bit of trying to find the pin but once you find it it's also quite straightforward Reviewed on: 17th March 2021

Easy credit card

Just easy to use and app is brilliant Reviewed on: 17th March 2021

Easy to apply and use. Quick decision

Very easy to apply and decisions made quickly Reviewed on: 17th March 2021

Excellent service can't fault them

Out of this world so simple to use there app all ways updated and kept in formed Reviewed on: 17th March 2021

Simple and straightforward

Need a quick small credit card and this fitted the bill Reviewed on: 17th March 2021

Best lender ever

Great app easy to use , best company I’ve used. Reviewed on: 17th March 2021

HELPFULL COMPANY

Applied, got accepted and everything sorted immediately. More organisations should work towards ZOPA most efficient practices. Reviewed on: 17th March 2021

Fantastic Zopa service

Excellent service, friendly safe and easy to use. Reviewed on: 17th March 2021

A Great help

Brilliant service and just what I needed. Reviewed on: 17th March 2021

Wonderfully Simple

The credit card has some of the best rates of any other credit cards available. The app makes tracking your spending convenient and with ease of repaying it is just a wonderful simple credit card to use. Zoopa's customer service is also the best I've ever experienced. Reviewed on: 17th March 2021

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