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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing

Efficient friendly staff fantastic service Reviewed on: 26th January 2022

All you need

Just awesome. Simple layout, great hints and tips, everything in one place... Really can't complain. Reviewed on: 26th January 2022

Zopa credit card

It’s so easy to keep track of spending and payment dates, and making payments with the app Reviewed on: 26th January 2022

MRS ANITA PRUDENCE

They are very friendly and easy to approach if you have a problem and low intrest Reviewed on: 26th January 2022

Credit card

Very good service and excellent company to work with Reviewed on: 26th January 2022

Very good service

I have a credit card and loan with Zopa both were very easy to apply for and fast payout on the loan in a time of need Reviewed on: 26th January 2022

Zopa is the best

It has been a big journey with Zopa they have really helped alot with the credit on my card increased it when I really needed it Reviewed on: 26th January 2022

A modern Credit Card!

Zopa have a brilliant app that you can log into at any time, track your payments and make payments. Its so easy to use, this is how it should be! Reviewed on: 26th January 2022

Last chance

Giving all an equal chance of gaining credit and building there credit rating Reviewed on: 26th January 2022

Great bank

Unbelievably helpful staff 5+stars Reviewed on: 26th January 2022

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