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Zopa: Credit card reviews

4.93
Based on 41,950 reviews, last reviewed 21st Jan 2026
82400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

all good thank you and very helpful about all my... all good thank you and very helpful about all my needs Reviewed on: 21st January 2026
Peter J's avatar
Peter J

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41950)

Absolutely brilliant

5
I’ve found Zopa really helpful and helping to build my credit rating,thanks again. Reviewed on: 15th April 2021

Great

4
This is a great card that is useful For poor credit Reviewed on: 15th April 2021

No messing around!

5
Quick, efficient and just what you need. Reviewed on: 15th April 2021

Zoos dupa

5
Great company, friendly, speedy! Cool coloured branding!! Defo recommend! Reviewed on: 15th April 2021

Easy,friendly,highly recommended

5
Extremely friendly and helpful staff I have no complaints at all will recommend to everyone I know Reviewed on: 15th April 2021

Great service

5
Amazing service, quick and easy recommend to family and friends Reviewed on: 15th April 2021

Excellent service

5
Fast efficient with any questions excellent custom service polite and well informed staff members Reviewed on: 15th April 2021

Amazing

5
Got to say amazing company to deal with nothing too much trouble would definitely recommend them xx Reviewed on: 15th April 2021

Good easy app

5
Good easy app to use with all the features you will need to stay on top of your finances. Reviewed on: 15th April 2021

Easy and simple

5
This app was so easy to check and apply simple no hassle Reviewed on: 15th April 2021

Review Zopa: Credit card now

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