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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Good customer service and I’m loving my credit card Reviewed on: 26th January 2022

Excellent credit card provider

Ease of use from applying to downloading the app, is outstanding. Excellent customer service and communication. Reviewed on: 26th January 2022

Fantastic card

Everything at your fingertips in one simple app.instant transaction notification 5* Reviewed on: 26th January 2022

Amazing

Afyer struggling with finances for years and coming out of an iva zopa gave me a chance everything is easy and there customer service team are always very helpful and efficient I am now building a good credit score thanks to zopa Reviewed on: 26th January 2022

Best credit card

Easy and quick service I’m very happy with Zopa credit card I highly recommend this to my friends and relatives Reviewed on: 26th January 2022

Know where you are with Zopa

Very happy with Zopa so efficient! Tx every time I spend Reviewed on: 26th January 2022

A really great card .

I know i am bias as i did the ad for zopa moneytree .overall a great understanding company Reviewed on: 26th January 2022

Excellent services

Zopa is offering a great things for their customers. Brilliant credit card Reviewed on: 26th January 2022

The all round easy to use card

Very easy to apply very easy to get access to your account very easy to use your card Reviewed on: 26th January 2022

Fantastic

There customer support is brilliant. Very professional and the card is very easy to use and so is the app. Straight forward and you can keep track of what your spending Reviewed on: 26th January 2022

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