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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41832 reviews)

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4.93

Based on 41,832 reviews, last reviewed 16th Jan 2026

76750% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Inconvenient ,just I'm using a credit card and I'm happy with it Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41832)

Zopa Credit Card

Its great to have an app to track spending, tells you where your money is going. It was easy to apply and I really like the items Zopa shares on Instagram some really interesting items Reviewed on: 11th April 2021

Easy to use

Easy to set up and use app, exllent customer service Reviewed on: 11th April 2021

Excellent card

Quick and fast application approval in minutes love them Reviewed on: 10th April 2021

Excellent

Superb does exactly what it says on the tin Reviewed on: 10th April 2021

Awesome

Fast turn around on payments easy to uses Reviewed on: 10th April 2021

Just Excellent

Great app, great banking. Everyone should look at this for a unique credit card. Reviewed on: 10th April 2021

Easy to use and up to date all the time

Keeps me in the know with my spending and my credit score so really handy! Reviewed on: 10th April 2021

Zopa

Exceptional communication of credit situation, easy to use application and easy to understand language Reviewed on: 10th April 2021

Thank you

I found applying for my loan and credit card was quite easy and staff handling queries were good at responding . I found Zopa a responsible lender. Reviewed on: 10th April 2021

Highly recommended

Easy to use app,informative,no problems Reviewed on: 10th April 2021

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