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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simply The Best

Great App, clear and helps to build credit with multi feature tracker Reviewed on: 25th January 2022

Zopa the best credit card

Zopa is a great card to have. The app is great for keeping you up to date with what you have spent and available credit. Reviewed on: 25th January 2022

Excellent service

Always there when needed excellent service Reviewed on: 25th January 2022

Excellent card

If you need an honest and fair credit card, this is the one you should have. Reviewed on: 25th January 2022

Very useful for foreign transactions

Zopa doesn't charge a fee when purchasing in foreign currency. I use it all the time to shop from Japan. Reviewed on: 25th January 2022

Really good

I've been using Zopa for a few months now and it's been an amazing experience. They aren't like some of the other credit card companies that see your credit score has come up and then give you a higher limit, they are so carefully with how much they give you and this is amazing for someone like me who is trying to gain a good credit score!!! Reviewed on: 25th January 2022

Great service

Easy to use great straight forward app , great customer service would recommend Reviewed on: 25th January 2022

I am satisfied

it's convenient, I don't have any problems with zopa Reviewed on: 25th January 2022

Incredible

Eazy Finance, simplicity credit card Reviewed on: 25th January 2022

Great

Never have a problem app great very easy to use and the built in credit score is amazing Reviewed on: 25th January 2022

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