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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Very happy with Zopa

Very happy with the services provided by Zopa. Very easy to use app to keep track of your account and card. Everything is arranged online and decision given in minutes. Will happily recommend to others. Reviewed on: 17th March 2021

Easy to use app. Good company

I find ZOPA very user friendly. Easy to understand and use app, and sensible credit increases etc Reviewed on: 17th March 2021

Super Zopa

Great Card, and easy-to-use app to manage my account. Reviewed on: 17th March 2021

competes with the big boys and does so with class

customer focussed from start to finish. They care about their customers and are not afraid to show it Reviewed on: 17th March 2021

Easy to use and intuitive

Very easy to use app. Also instant txt alerts when a transaction is made. Great if there was anything a miss Reviewed on: 17th March 2021

Fantastic. Help..very efficiently

Your fantastically very quickly decision making.. you have one of the best system on market.. Reviewed on: 17th March 2021

Easy to use

App and card are easy to use, monitor, repay. have not had a need to contact costumer service as app is very user friendly Reviewed on: 17th March 2021

Great Customer Services

Great Customer Services, Hastle Free Spending, Good Rates & Easy to understand Website.. Need I Say More? Reviewed on: 17th March 2021

Service

Excellent service very helpful and friendly staff would highly recommended them keep up the good work guys Reviewed on: 17th March 2021

Excellent service

I have had no issues. Communication with customer service has been excellent. The app is easy to use. I can not fault Zopa. Reviewed on: 17th March 2021

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