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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

I used this company to rebuild my credit. They have been great and its even easy to keep an eye on my spending. Reviewed on: 26th January 2022

Zopa are great

Zopa are amazing. Really easy to use and overall one of the best I have found. Reviewed on: 26th January 2022

Amazing at what they do had an issues and it was dealt with extremely professionally and quickly

Had an issue with spending on my card it wouldn’t work spoke to them and explained the problem and it was fixed extremely quickly so I would highly recommend Zopa to anyone extremely professional people!! Reviewed on: 26th January 2022

Great credit support

Awesome experience helped me progress my score Reviewed on: 26th January 2022

Very easy app to use

Easy app and real time updates overall great experience Reviewed on: 26th January 2022

Great credit card

I love Zopa it’s easy to use and I have had no problems at all Reviewed on: 26th January 2022

Great

Zopa have been a superb card provider,the app is fantastic and very easy to use and it provides everything that you need from a bank Reviewed on: 26th January 2022

Awesome

What a great experience with card I’m more than happy with the whole experience thank you Reviewed on: 26th January 2022

Informative-simple-recommended

One of the easiest applications I have ever used. With all the information laid out easy to understand, and low maintenance Reviewed on: 26th January 2022

Amazing company

I have never experience anything as good and efficient as this company. It lets me do many changes to suit my circumstances and the customer service is excellent. Couldn’t speak more highly about it if I could Reviewed on: 26th January 2022

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