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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Super

Best credit card i ever had so simple to use and understand Reviewed on: 25th January 2022

Easy to use and no hassle.

I've found my dealing with Zopa easy and hassle free. The application process was straight forward, the card arrived quickly and the App is easy to use and helpful. The best thing is that they just leave you too it and don't bombard you with sales emails etc. Reviewed on: 25th January 2022

Never had a problem

Communication and service fantastic Reviewed on: 25th January 2022

Easy to apply and app so easy to use

Was easy application for to fill in and the app is excellent along with text messages when you use the card what could be simpler Reviewed on: 25th January 2022

Open Transparent and clear

Very good credit card provider help me understand very easy to use what recommend to anybody Reviewed on: 25th January 2022

So easy

Great app, great service, so easy to navigate Reviewed on: 25th January 2022

Highly recommend

Brilliant, great customer service, understanding and reliable Reviewed on: 25th January 2022

The Credit Rating booster

With you I could be able to boost my credit limit Reviewed on: 25th January 2022

Justa good card and helpful

Easy to use easy web site. Helpful staff payments easy and and mouthy statements easy to understand. Reviewed on: 25th January 2022

Great bank

Use their credit card for over a year now very happy with the costumer service and fees thank you Reviewed on: 25th January 2022

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