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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

One of the best credit card company

I couldn't get a credit card anywhere but Zopa they gave me one thank you Zopa you are the best now l have a credit card first time in my life Reviewed on: 25th January 2022

Brilliant Credit Card

I couldn’t have anything negative to feedback about this card.I have never paid a single charge payment. It’s great Reviewed on: 25th January 2022

Excellent card

The card and app are easy to get on with. A great way to build credit as you can follow your spending with alerts everytime you use the card. Reviewed on: 25th January 2022

Zopa is the best

A very good bank Zopa is a trustable partener you can count on them. Reviewed on: 25th January 2022

Simple and easy

Very simple to use - credit Limit needs looking at if good customer Reviewed on: 25th January 2022

Easy friendly helpful

They don't push you to have a bigger limit.they advise explain and give you options.all in all easy to keep on top of you money limit and you can pay amounts off when ever you like.a friend in my pocket Reviewed on: 25th January 2022

Fab company

Fab company, amazing customer service Reviewed on: 25th January 2022

Easy to deal with

Good app, regular reports, no issues to date. Reviewed on: 25th January 2022

The winners of 2022

Absolutely love this card so easy to use so easy to login and pay all in all 5 starts from me!! Reviewed on: 25th January 2022

Excellent

Zopa are excellent and the best Reviewed on: 25th January 2022

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