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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good apps

App isn’t shit like most other ones Reviewed on: 26th January 2022

Great rates great card

Great rates, Great card with a great app that makes managing your account easy Reviewed on: 26th January 2022

Easy to use

Easy to use everywhere. Can see overall spent and remaining balance. If you use this card responsibly it helps to improve your credit score. Reviewed on: 26th January 2022

Aersome

I havmt been with zoopla long but very happy thanks Reviewed on: 26th January 2022

Excellent Credit Card

Zopa offers a straightforward and transparent credit card with an easy to use app and an outstanding service Reviewed on: 26th January 2022

Brilliant

Zopa is so easy to handle. Download the app, make payments when ever needed, easy service, clear guidelines. Reviewed on: 26th January 2022

Good card for bad credit

I have struggled with bad credit in the past and made a real effort and turned that around. I had and emergency with my car and needed some additional funds. I applied and was accepted no nonsense with this card. It arrived quickly. The app is really easy to use, automatic payments have been set up and it is really easy to make spot payments. Reviewed on: 26th January 2022

East and amazing app

Easy and ideal company very happy with there service Reviewed on: 26th January 2022

Easy

Easy to use. Manageable low payments Reviewed on: 26th January 2022

App great

The app is easy to use and understand. Also the credit facility is a great second chance to get it right. Reviewed on: 26th January 2022

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