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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Quick and easy service

Really easy to set up. Good phone app. Highly recommend. Reviewed on: 17th March 2021

So much easier using the app

Can check your account at any time pay extra if you want so easy to use recommend this is good for anyone Reviewed on: 17th March 2021

Great service

Every good service provided, efficient and polite Reviewed on: 17th March 2021

5star ratings from me

Such a great bank pleasure to do business with Reviewed on: 17th March 2021

An unique bank

In the middle of this gloomy pandemic time, few institutions understand the customers needs. Zopa gives not only an opportunity to help people in a financial struggles, but a peace of mind during this crise. A bank with soul Reviewed on: 17th March 2021

Great customer support

Always there to help. Fast and very supportive Reviewed on: 17th March 2021

Highly recommend

Excellent service, easy to use, Reviewed on: 17th March 2021

Highly Recommended

Signed up with these guys around 5 months ago and have had no regrets. The app is simple and easy to navigate. Some of the features that other credit card companys don't offer are helpful and useful. You won't be disappointed Reviewed on: 17th March 2021

Very good service and kind customer service

After my card got accessed by someone else the zopa team was very quick to fix the problem and send a new card Reviewed on: 17th March 2021

Best Credit provider

Best credit provider I’ve ever had, hand down Reviewed on: 17th March 2021

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