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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great card

Easy to manage, credit limits reviewed regularly Reviewed on: 17th March 2021

Excellent

I have been with Zopa for a few months now and they are really good nothing is too much trouble for the staff there customers service is second to un Reviewed on: 17th March 2021

Zopa credit card

I have had the card for 6 months now easy to use via app. Credit bit low and have always maintained paying off fully when used. Reviewed on: 17th March 2021

Really appreciate your help.. thanks

I'm trying to build my credit rating after suffering a break down 5 years ago, thanks for giving me the opportunity.. cheers Reviewed on: 17th March 2021

Excelence

A verry understanding company with people who care their excelent service is next to none pleasure to be associated with them Good luck guys Reviewed on: 17th March 2021

Easy to use and great service

Applied and was Warmley welcomed. Had a problem and was sorted in minutes. Very happy with the service I receive. Reviewed on: 17th March 2021

Great customer service

A new credit card from Copa that was introduced to customers that already had loans from them, with a low credit limit to see how customers would use it. Regular updates from Zopa helps you to keep control of finances. Reviewed on: 17th March 2021

Easy to use and very reasonable

Perfect card if you have a lower credit rating Reviewed on: 17th March 2021

Excellent credit card

Just an all around excellent card. The spend and balance notifications are great to keep track of your spending Reviewed on: 17th March 2021

Brilliant credit card

Brilliant features and Brilliant company Reviewed on: 17th March 2021

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