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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa card with app easy

The zopa card with contactless option is very easy and the App keeps you upto date. Payments show on the App straight away so keep as you on track Reviewed on: 26th January 2022

Is good

Very good good starter credit card Reviewed on: 26th January 2022

Very helpful company

I have had a very good experience with the company Reviewed on: 26th January 2022

My Zopa

Very good service, always have information passed on when any changes Reviewed on: 26th January 2022

Amazing customer service desk nothing too much they wont do too HELP

Needed advice gave me all information help needed no long waiting list too speak too them Reviewed on: 26th January 2022

Excellent service

Excellent Product, Excellent Service Reviewed on: 26th January 2022

very easy App to use and real time balances

This has been a fantastic credit rating booster, my credit score has gradually gone up since using this card Reviewed on: 26th January 2022

Great

Very flexible and easy to use app. Reviewed on: 26th January 2022

Excellent

Positive experience from the beginning Reviewed on: 26th January 2022

Easy to use

Fantastic and easy to use simple to pay and reminders in plenty of time so your not behind Reviewed on: 26th January 2022

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