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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Happy banking

A bank that keeps me up to date with my money Reviewed on: 17th March 2021

Simple credit builder

Simple and easy to use app, no fuss credit card Reviewed on: 17th March 2021

Trusted!

A lender that treats customers fairly ! Reviewed on: 17th March 2021

Zopa

Brilliant app easy to use website all the information on there app is all you need Reviewed on: 17th March 2021

Credit card

My credit rating is not brilliant, and Zopa have gave me a card with a realistic balance, which really helps Reviewed on: 17th March 2021

Superb

No hassle and payments clear instantly Reviewed on: 17th March 2021

Great :)

Easy to use :) and fast to set up Reviewed on: 17th March 2021

Good customer service

Very helpful and friendly quick to answer any queries you may have Reviewed on: 17th March 2021

Absolutely brilliant

More than happy to recommend to people as I have had no issues Reviewed on: 17th March 2021

Quality, good service

It's a fantastic card , good service and app is easy to manage your card payment and spending limits Reviewed on: 17th March 2021

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