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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great bank dont let you over spend

Really good reminders and don’t let me over spend or extend my limits without telling me Reviewed on: 25th January 2022

Excellent

I like to have a zopa credit card it's easy to use for everything. Reviewed on: 25th January 2022

excellent credit card

everything was easy 2 use the app is brilliant Reviewed on: 25th January 2022

Perfect credit card

Everything about zopa is class,really easy to use app etc and you get a notification every use,really good rates too and an all round great new company..highly recommend them Reviewed on: 25th January 2022

Amazing company

Really quick and easy to deal with. Friendly staff and gave increases quicker than any company I’ve been with which I found amazingly helpful and helped boost my confidence that I have finally found a card company that do as they say and actually notice you. Highly recommended. Reviewed on: 25th January 2022

Best out there

Easy to use great service app is easy to use and navigate perfect even mi nan could use it Reviewed on: 25th January 2022

amazing bank

I'm very happy with zopa credit card :) Reviewed on: 25th January 2022

They are the best there is

I love these guys!!!! No hassle money lending and credit cards !!! I love ❤️ ❤️ ❤️ zopa Reviewed on: 25th January 2022

Great

Great service and easy to use app Reviewed on: 25th January 2022

Easy and breezy

Application was clear and simple. Nothing complicated. Very straight forward. Whole process has been a pleasant experience Reviewed on: 25th January 2022

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