Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good Service

No hassle to get account set up and to make payments, Very easy to use recommend Reviewed on: 26th January 2022

Great credit card

Zopa is a great credit card company. They are very understanding and never seem to have any problems with them Reviewed on: 26th January 2022

No complaints!

A card that is straightforward and useful Reviewed on: 26th January 2022

Great easy to use card

Great and easy to use, very user friendly app to help manage spending etc Reviewed on: 26th January 2022

A bank who listens to people

Since having my credit card they have kept me up to date with any changes that arisen. For example, when it came to the contactless payment being raised to £100 - they gave me the option to increase to this amount or leave it at £45. Reviewed on: 26th January 2022

5 stars

Hassle free, very good customer service. Quick turnaround to get the credit card. Reviewed on: 26th January 2022

Brill

Love it! Never any issues and easy to use Reviewed on: 26th January 2022

So easy

From application to receiving my credit card was so easy to understand and I've been able to use it whenever I needed to Reviewed on: 26th January 2022

Very good

Verygood,superb,very good services,thanks a lot,I am very happy. Reviewed on: 26th January 2022

Very great and clear seevixe

I like the app and also the application process. Everything was smooth and easy to do and understand. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Gold Card
from first direct 4.23 from 9 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub