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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great service

4
Easy yo use, client friendly service. Pleasure to participate and affordable prices. Reviewed on: 26th January 2022
Les Cieslukowski's avatar
Les Cieslukowski

Fine and easy

5
Fine and easy way to get and I can recommended it. Reviewed on: 26th January 2022
IzaP's avatar
IzaP

Absolute best out there

5
Simple and sustainable an everyday winner where others have failed Reviewed on: 26th January 2022
sgracey5@virginmedia.com's avatar
[email protected]

Fab service good reminders

5
Totally happy with the service Zopa give Reviewed on: 26th January 2022
ann-jones1964@outlook.com's avatar
[email protected]

Trust in a Card Trust in the Company

4
I've had a few cards in my lifetime. I don't think, save for a brief period when I was loaded, that I've ever had the feeling that the company ever really cared that much about me and my circumstances as an individual. Zopa are different. They help, they advise and genuinely seem to care about what I'm doing with my spending and offer guidance without being prompted. No bumping up your limit so that you spend more, no sneaky sneaking. Just a good old fashioned model. Their customer care, like their app is great. Gosh darn it, I like 'em! Reviewed on: 26th January 2022
kevin byrne's avatar
kevin byrne

Great service

5
Great service, quick, and very fast, app really easy to use Reviewed on: 26th January 2022
robert osborne's avatar
robert osborne

Great service

5
I haven't been Zopa customer for very long, however I have had to contact yourselves once to change my address and it was very quick & easy and great service!. It is very easy to use the credit card and also low interest rate! Reviewed on: 26th January 2022
Agrita Grindule's avatar
Agrita Grindule

Amazing credit card to help credit score and purchase items

5
Got this card to help my credit score. It was easy to apply and arrived quickly. I used it for a number of things and pay back via direct debit each month. Great card. Reviewed on: 26th January 2022
Emma Jackson's avatar
Emma Jackson

very easy to use app, never a problem.

5
Trying to build credit back up and what an easy way to do it. App is great keeping you up to date. Reviewed on: 26th January 2022
Heath Saxby's avatar
Heath Saxby

I love Zopa

5
I am happy with you Zopa I recommend to anyone please let join and recommend to your friends and family Reviewed on: 26th January 2022
Hussein Sadik's avatar
Hussein Sadik

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