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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Brilliant Customer service and fast transactions.

The Zopa customer service team are really helpful and any payments made onto a credit card go through almost immediately which is brilliant. The app requires a little improvement as can be a little confusing for somebody who isn’t very technical but definitely not the worst one I have seen. Would definitely recommend this company. Reviewed on: 17th March 2021

Excerlent

See what you are spending app easy to use Reviewed on: 17th March 2021

Great card

Great easy and simple to use And payments come off your balance Straightaway Reviewed on: 17th March 2021

Zopa credit card

Very good card with trusted company Reviewed on: 17th March 2021

Absolutely Brilliant

I've dealt with Zopa for the last few months and brilliant service. Reviewed on: 17th March 2021

Brilliant

Easy to use, app is very good, brilliant Reviewed on: 17th March 2021

Really good card to have

I like that I get reminders when you spend and when payments are made Reviewed on: 17th March 2021

Excellent product.

Always kept upto date regarding my account. Reviewed on: 17th March 2021

Best credit card I've had

Zopa tell you exactly where you are with your credit and the app is amazing, the borrowing power is also a really nice touch Reviewed on: 17th March 2021

Straight forward

Zopa are so straight forward everything explained. Reminds u when u have a payment coming up. No hidden fees what u see is what u get. Great bank Reviewed on: 17th March 2021

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