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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Very user friendly

A manageable limit, nice & simple app.....my favourite thing is that payments come off of your balance/show up, instantly. No waiting 2 or 3 days to clear. other providers, take note. Reviewed on: 17th March 2021

Very friendly - great service

Great service from this company - helped me when I really needed it and the interest rate is reasonable :) very happy with them Reviewed on: 17th March 2021

Fantastic bank

Fantastic bank brilliant service Reviewed on: 17th March 2021

Fast & Easy & Super

... easy process to access , fast delivery card and pin , easy app and menu to manage my Zopa account ! ... Realy is my only one credit card i didn't had to call customer sevice for any problems... !! Thanks Zopa !! Reviewed on: 17th March 2021

Zopa treats customers nicely

I always get polite messages from Zopa Reviewed on: 17th March 2021

Excellent service

Easy to understand and you know where you are. Reviewed on: 17th March 2021

Very good service

I applied for a zoopla card and was expected straight away, fantastic service 5 * Reviewed on: 17th March 2021

Apsoflogginlutely grand

Easy and exasperation proof bit of kit Beautiful bright coloured card too I love it Reviewed on: 17th March 2021

Good

Very good banking app. Reviewed on: 17th March 2021

Best company to deal with

From application to acceptance everything was so simple. The app is so easy to use and flexible if payment dates or amounts need to be changed. Definitely recommend to others Reviewed on: 17th March 2021

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