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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great provider

Great provider apps very easy to use, great feature available to ‘lock’ a percentage of your limit ideal for any unforeseen emergencies Reviewed on: 26th January 2022

Excellent all round service

Never had a issue great all round service highly recommended Reviewed on: 26th January 2022

Excellent Company

Customer Service excellent service Reviewed on: 26th January 2022

Simply the best

Excellent customer service and real easy app to use Reviewed on: 26th January 2022

Fantastic

Good credit limit offered, also flexibly direct debit payment day. Reviewed on: 26th January 2022

The best

The best credit card ever. Never had any problems with this card and they gave me everything they promise. Just love it Reviewed on: 26th January 2022

Always good service

Love the app, the card etc, would highly recommend Reviewed on: 26th January 2022

Great card

Easy to use help assist always there if I had problem Reviewed on: 26th January 2022

Amazing

Very quick apply for card,I received in a few days , Reviewed on: 26th January 2022

Helping me out

Helping me build my credit rating and in a managed way Reviewed on: 26th January 2022

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