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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Helpful easy and useful

This account has a feature where you can put some credit aside as back up Reviewed on: 17th March 2021

Fantastic company and credit provider

Fantastic company and credit provider Reviewed on: 17th March 2021

Easy apply

From beginning to end it was an easy process to apply, and still easy to deal with. Reviewed on: 17th March 2021

Easy to apply, set up and access

I applied with poor credit rating and got accepted, was easy to set up and easy to access online Reviewed on: 17th March 2021

Excellent service

I am so happy with my account and the app is brilliant. So easy to use and shows all the information that you need and more. My rate of spending and savings etc and the table that shows how well your doing and what needs improvement really clever very pleased Reviewed on: 17th March 2021

The best customer service ever

Never find anything complicated with a customer service or with app Reviewed on: 17th March 2021

Best credit card

Best credit card excellent app so easy to use and all accounted for immediately Reviewed on: 17th March 2021

Fantastic company

Excellent service and very easy to use. Reviewed on: 17th March 2021

Fantastic and Great rates

one of the best Credit Card companies i have ever dealt with Reviewed on: 17th March 2021

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