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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Zopa

5
Excellent for users trying to increase their credit score with low fees. Reviewed on: 26th January 2022
Michael McLaughlin's avatar
Michael McLaughlin

Brilliant

5
Good credit card for everyone even if you don’t have the best credit. Reviewed on: 26th January 2022
Helen Doyle's avatar
Helen Doyle

Zopa zensationalist

5
hassle free, live the easy life with the stress free card from zopa Reviewed on: 26th January 2022
Liam Willems's avatar
Liam Willems

No hassle company

5
Everything about Zopa is simple and easy to understand. The app is easy to navigate with good features, everything you need to know is at your fingertips. Reviewed on: 26th January 2022
Gillian C's avatar
Gillian C

Happy with ZOPA

4
A good experience so far, very happy with zopa so far Reviewed on: 26th January 2022
Danjour 's avatar
Danjour

Absolutely spot on

5
Best card service ever used, simply the best. Reviewed on: 26th January 2022
tomasz sadowski's avatar
tomasz sadowski

Great and easy to use.

5
Very easy app and great to improve your credit rating and track your spending. Reviewed on: 26th January 2022
James Blake's avatar
James Blake

Excellent service

5
They are always there if you need them and very friendly staff thank you Reviewed on: 26th January 2022
casey65@hotmail.co.uk's avatar
[email protected]

Great card

5
Had no problems with them at all Reviewed on: 26th January 2022
Bob's avatar
Bob

Excellent service

5
Excellent customer service support and a really simple easy to use app. I have been very pleased with the card and managing the account. Thanks Reviewed on: 26th January 2022
Jason 's avatar
Jason

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