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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good card

Very good card to have for emergencies. Reviewed on: 25th January 2022

Great!!

zopa has got great app.. instant help and very easy to use Reviewed on: 25th January 2022

Brilliant and easy

Good fair company. Easy to do business with Thank you Reviewed on: 25th January 2022

I would recommend this service to anyone

Excellent service and easy service to use thankyou Reviewed on: 25th January 2022

Easy to use great costs

This is by far the best visa card on the market today easy to use great app down to earth charges for credit Reviewed on: 25th January 2022

There when needed

Good card I use for emergencies and fuel app easy to use Reviewed on: 25th January 2022

Perfect

This company is great,easy to contact,no stress at all.very highly recommended Reviewed on: 25th January 2022

Simple

Very simple to use credit card, which also gives you insights of your credit affordability. Responsible lender, would recommend. Reviewed on: 25th January 2022

Easy to use app

Easy to make payments, check balance and see expenditures Reviewed on: 25th January 2022

Easy to use

Excellent service friendly staff nothing is a problem Reviewed on: 25th January 2022

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