Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

Does exactly what it says on the tin

So easy to use and had no issues at all, would definitely recommend to my friends and family Reviewed on: 17th March 2021

Best bank ever

Very professional helped when others wouldnt Reviewed on: 17th March 2021

Great product

Really happy with the service provided with my credit card, easy, transparent, quick app that allows me to manage my card the way I want and regular useful communication. Reviewed on: 17th March 2021

One of the best credit cards I had for a long time

Very helpful customer services you always know where you are with your balance. Would definitely recommend them to my friends and family. Reviewed on: 17th March 2021

Good service

Very good service , easy to use Reviewed on: 17th March 2021

Superb

Not much to say except great experience and great bank. Reviewed on: 17th March 2021

Very good

A very good help and is useful for shopping Reviewed on: 17th March 2021

Excellent

Excellent service, issues are always resolved quickly and effectively. Highly recommend. Reviewed on: 17th March 2021

Great CreditCard

Great technology platform. very easy to handle, very agile, easy payment, just need to make available on the apple pay wallet! Reviewed on: 17th March 2021

Honest, fair and quick

Totally the best service I have used, not even just banking. Advice, online service and clarity of message is excellent. Highly recommend. Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit card
from first direct 4.10 from 26 reviews
Cashback credit card
from Lloyds Bank 0.00 from 0 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub