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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great service

5
Easy to use with instant update after payments Reviewed on: 25th January 2022
raju_zain@outlook.com's avatar
[email protected]

Fantastic service

5
Easy hassle free credit provider Reviewed on: 25th January 2022
Scott Tingey's avatar
Scott Tingey

Great service

5
Great service right from the start with zoopa , brilliant banking app and gives you everything you could ever need to know at your fingertips anytime of day or night. Reviewed on: 25th January 2022
David's avatar
David

Amazing service, quick, reliable and trustworthy

5
Not had one problem. Card turned up quickly, all activated online. Easy to use app. Very happy with the service Reviewed on: 25th January 2022
paul.kielczewski@hotmail.co.uk's avatar
[email protected]

Couldn't be more happier best card out

5
Zopa are very helpful I couldn't be more happier with is card Reviewed on: 25th January 2022
Albert baird's avatar
Albert baird

Happy cash

5
What can I say when u need a little help it’s there Reviewed on: 25th January 2022
steven.taylor82@yahoo.com's avatar
[email protected]

CREDIT CARD APPLICATION

5
Using the app for credit card application was so easy and straightforward and the processing time was short. I'm well impressed. Reviewed on: 25th January 2022
Abdul 's avatar
Abdul

Recommend

5
Every purchase comes on your app straight away. Reviewed on: 25th January 2022
Lorraine Appleby's avatar
Lorraine Appleby

Brilliant provider.

5
Brilliant provider, easy to apply and maintain account with easy useful app. Very happy customer. Reviewed on: 25th January 2022
David Skipp's avatar
David Skipp

Credit card

5
Excellent service easy to apply keeps you informed all the way of your purchases and how the balance is would definitely recommend Reviewed on: 25th January 2022
Teresa Murphy's avatar
Teresa Murphy

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