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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Works well as a card.

Great card, easy to use, nice simple design, Reviewed on: 17th March 2021

Great card

Great card Great staff extremely helpful quick telephone response would recommend 100% Reviewed on: 17th March 2021

Easy, fuss-free and transparent

This is the best credit card I’ve ever had. Totally fuss free, easy to use app and I love how everything is instant, plus the safety net feature comes in really handy Reviewed on: 17th March 2021

Zopa £Card

Everyone should have this card. Easy and manageable no fuss. Reviewed on: 17th March 2021

First class

First class service and texting my phone when payment is due great service Reviewed on: 17th March 2021

Brilliantly straightforward

Zopa is a brilliantly straightforward bank. Reviewed on: 17th March 2021

The Bank That Puts The Customer First

The only bank that really looks at your circumstances instead of computer data only. Feal like you are considered fairly. Great bank who consider the ups and downs in normal life. Excellent A plus. Reviewed on: 17th March 2021

Very easy to deal with very easy payments very good company to get finance with

Great company never dealt with before but would highly recommend to friends family as it’s a way to go with this company Reviewed on: 17th March 2021

Zopa Credit Card

Swift,efficient,superb service and great app that’s easy to use and informative and intuitive Reviewed on: 17th March 2021

Excellent company

Easy to use and customer service is so friendly happy I’ve joined Zopa Reviewed on: 17th March 2021

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