Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Banking made easy

I have found a bank like me, easy going and no hassle . All banks should have this approach for there customers. Reviewed on: 26th January 2022

Brill

Excellent service, easy to use app Reviewed on: 26th January 2022

Zopa is so easy to use and so helpful when setting it up

I have recommended Zopa to so many friends and family !! I love it Reviewed on: 26th January 2022

Zopa reveiw

Helpful quick responding, easy online account. Have not been with these long but been great Reviewed on: 26th January 2022

Absolutely banging.

Best credit company around end of. Reviewed on: 26th January 2022

Never had any issues

I've been with zopa about a year and from their customer service to making my life easier on the app I honestly could not fault it. Everything is easy and clear in the application process and once you have your online presence on the app it is very easy to manage. Highly recommend. Reviewed on: 26th January 2022

Best I've ever used

Excellent app, clear terms and conditions. Love it. Reviewed on: 26th January 2022

Amazing

Simply to use and updates and reminders Reviewed on: 26th January 2022

Highly recommended

From start to finish I have had a great experience. From communication, customer service and the APP Reviewed on: 26th January 2022

Fantastic Customer Service and Support

I have not had any problems and I have recommend this company to all my family and friends Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.26 from 26 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
All in One Credit Card
from Santander 4.27 from 23 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub