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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy, simple and accurate

Whether application, usage or management, the service and card is easy and efficient. The app is seamless and fast. Overall, I am very pleased with my choice Reviewed on: 26th January 2022

Very good and quick

Iv had Zopa for bout a year and very happy with it Reviewed on: 26th January 2022

My happy card.

Just what the doctor ordered. Very pleased to have this card so easy to use and understand. Reviewed on: 26th January 2022

Annual Bank awards

Excellent mobile app I find keeping track of my spending is easy Reviewed on: 26th January 2022

Happy

Happy with zopa limits and increases Reviewed on: 26th January 2022

Review

Great for a young adult with their first credit card and managing payments Reviewed on: 26th January 2022

Customer service

Excellent all round customer service very approachable Reviewed on: 26th January 2022

Excellent credit card advices a couple of my friends to get one which they have done do

Alway take my card with me never had any problems with using it and always get reminders for when it’s due date is great card Reviewed on: 26th January 2022

Fantastic service

Easy and simple and quick service couldn’t fault it Reviewed on: 26th January 2022

Easy to use always upfront with regards to what you owe and when it needs to be paid

Highly recommend Zopa easy to use always upfront with costs and payment days :):) Reviewed on: 26th January 2022

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