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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amaizing app

Very easy to use and very intuitive Reviewed on: 25th January 2022

Chance

Zopa give me the chance to improve my life by allowing me a credit card and prove a leopard can change its spots Reviewed on: 25th January 2022

Understand that credit history does not predict credit future!

Very understanding provider that took my current circumstances in consideration. Felt as though I was treated fairly. Very responsive to customer queries and needs. Reviewed on: 25th January 2022

Easy transactions

Never had a problem always easy to communicatr Reviewed on: 25th January 2022

A very good credit provider

Zopa is a very good credit provider, there system is easy to use, easy to track and easy to repay back. I have had the credit card for a while and will continue using it Reviewed on: 25th January 2022

Easy to use and manage through the app

I’ve found Zopa to be very easy to use and with their bespoke app it’s a very handy to keep track of your spending Reviewed on: 25th January 2022

Brilliant credit card

I like this card because I can pay money into it and same day if I need to I can take it out again Reviewed on: 25th January 2022

Very good

Very very good very very very very good Reviewed on: 25th January 2022

Fast update

I did saw fast updated balance after my payment was done. Reviewed on: 25th January 2022

Excellent app

Fantastic app and easy to use and really clear to see what I owe. Reviewed on: 25th January 2022

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