Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 39,242 reviews, last reviewed 23rd Apr 2025
39% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good Very good quick response app is great to use Reviewed on: 23rd April 2025
John w's avatar
John w

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit Card reviews (39242)

Ease of use and understanding

5
Nothing no prob simples. Best card I have no jargon just simple solutions. Reviewed on: 15th February 2021

Good offers and customer service

5
Amazing customer experience amazing offers Reviewed on: 15th February 2021

Very good company

5
Always keep you updated on transactions the app is very good with the notifications would recommend Reviewed on: 15th February 2021

So Simple!

5
Intuitive app, simple operation! Reviewed on: 15th February 2021

It so easy to use

5
It just so easy to use and manage payments on the zopa app. Reviewed on: 15th February 2021

It took less than 5 minutes for decision on my loan request and money was paid into my accounts within hours

5
ZOPA is amazing and will recommend friends and family also the customer service was very polite and was always willing to help Reviewed on: 15th February 2021

Great product

5
Great product easy to use and best advice. Love the way to use app and up to the second payment notifications. Reviewed on: 15th February 2021

Great and flexible

4
Great and flexible, have been very useful and understanding in difficult times Reviewed on: 15th February 2021

Great banking

5
I really cannot rate Zopa highly enough. They provide a really outstanding fast and efficient service for their customers and I have recommended them to all of my family friends and work colleagues. Very well done Reviewed on: 15th February 2021

From first point of contact and throughout, it's been a pleasure to have this card andvthe fantastic customer service they bring. Highly recommended to everybody and the app is simple too. Epitome of how to do it right.

5
Excellent customer service, easy app to use and superb communication from e-mails and on the app. Superb Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products