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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great service

Never had any issues, easy application process and the app is very user friendly Reviewed on: 17th March 2021

Good to Build up Credit History

Limit Provided is quite Low I hope They will look into it as I pay the full balance every month. Rest all good so far. Reviewed on: 17th March 2021

Doru

Is verry verry nice ,I like bay with this card Reviewed on: 17th March 2021

Amazing

Just easy and reliable banking. Keeping you informed about all your needs Reviewed on: 17th March 2021

Straight Forward CC

Very useful for increasing credit score , no hidden charges and extremely informative on borrowing power Reviewed on: 17th March 2021

Handy, current, easy.

It's available for most with quick and easy process to apply and receive, apps and online guides to manage. Reviewed on: 17th March 2021

Brilliant bank

Could not be more helpful. Excellent service. Reviewed on: 17th March 2021

BEST CREDIT CARD SERVICE

Zopa service is amazing, the most amazing thing in Zopa is their outstanding instant payment. Overall they are the best credit card Reviewed on: 17th March 2021

Not the best

Low credit limit high fees I wouldn't recommend Reviewed on: 17th March 2021

Brilliant

They can’t do enough for their customers and everything is real easy to understand and the app is easy to navigate Reviewed on: 17th March 2021

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