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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

So simple

Very efficient way to keep your money. Reviewed on: 17th March 2021

Very nice

Good credit card and easy to usr Reviewed on: 17th March 2021

Quick and easy to use

So quick to set up and very simple to use. You have everything you need to know at your fingertips Reviewed on: 17th March 2021

Fantastic service

Fantastic service and easy to use Reviewed on: 17th March 2021

Best credit card ever had

Zopa have and still remain the best company I have tried Reviewed on: 17th March 2021

Simply fantastic

Zopa just gets it wright and makes it simple Reviewed on: 17th March 2021

Great Card

Everything about the card is great. Everything is transparent and the app is so easy to navigate to make payments, track your spending and provides a free credit score! Everything has been top notch with Zopa. Reviewed on: 17th March 2021

Excellent service

Convenient way of borrowing if used responsibly. Easy to manage the online app I think Zopa is great Reviewed on: 17th March 2021

Excellent

First class never had a problem would highly recommend Reviewed on: 17th March 2021

Excellent card and app

Easy to use and well worth applying for a card, it has great features Reviewed on: 17th March 2021

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