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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Quick and easy to use

So quick to set up and very simple to use. You have everything you need to know at your fingertips Reviewed on: 17th March 2021

Fantastic service

Fantastic service and easy to use Reviewed on: 17th March 2021

Best credit card ever had

Zopa have and still remain the best company I have tried Reviewed on: 17th March 2021

Simply fantastic

Zopa just gets it wright and makes it simple Reviewed on: 17th March 2021

Great Card

Everything about the card is great. Everything is transparent and the app is so easy to navigate to make payments, track your spending and provides a free credit score! Everything has been top notch with Zopa. Reviewed on: 17th March 2021

Excellent service

Convenient way of borrowing if used responsibly. Easy to manage the online app I think Zopa is great Reviewed on: 17th March 2021

Excellent

First class never had a problem would highly recommend Reviewed on: 17th March 2021

Excellent card and app

Easy to use and well worth applying for a card, it has great features Reviewed on: 17th March 2021

Great service

Never had any issues, easy application process and the app is very user friendly Reviewed on: 17th March 2021

Good to Build up Credit History

Limit Provided is quite Low I hope They will look into it as I pay the full balance every month. Rest all good so far. Reviewed on: 17th March 2021

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