Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

View other Zopa products

4.93

Based on 40,271 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40271)

Excellent

Great communication from the team at Zopa. Helpful and respectful Reviewed on: 17th March 2021

5 stars

happy with zoopa you know were you stand with them would recommend Reviewed on: 17th March 2021

Great experience!

Excellent and reliable service. Reviewed on: 17th March 2021

Great service!

Zoom has been a great credit service provider for me and the way it helps me manage my finances especially through the borrowing power update. It's tremendous. Reviewed on: 17th March 2021

Completely satisfied with Zopa

Signing up to Zopa was easy. As i have a poor credit score and wanted to build my credit score Zopa was my first choice. Using the card is easy and hassle free Reviewed on: 17th March 2021

EXcellent Product

Easy to use and easy to access website and app, keeps you uptodate, Reviewed on: 17th March 2021

Very good credit card

Very good service and easy to pay balance Reviewed on: 17th March 2021

Great service.

Excellent way to start building your credit score and overall great service. Reviewed on: 17th March 2021

easy

the card is easy to use and great customer service Reviewed on: 17th March 2021

So simple

Very efficient way to keep your money. Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.81 from 12 reviews
Flex Credit Card
from Monzo 4.96 from 2506 reviews
Credit Card
from Vanquis 4.29 from 534 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub