Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43503)

Nice. easy to use. A fair lender with a simple to use app.

5
Easy to use. Gave me a fair amount of credit based on my credit score. The app is also very neat and simple to use Reviewed on: 25th January 2022
DubOTB's avatar
DubOTB

Helped get my credit score up

5
Easy to use the app. Secure codes sent to phone when using. Payment reminders so never late with payments. Reviewed on: 25th January 2022
sarapearce13@yahoo.com's avatar
[email protected]

Good bank

4
Good bank, I would advice it for credit score improving! Reviewed on: 25th January 2022
Michele carissimi 's avatar
Michele carissimi

just great banking!!

5
been with zopa awhile now and have no plans of leaving looking forward to continued great service in the future Reviewed on: 25th January 2022
G Dunne's avatar
G Dunne

Great service, easy to use app

5
Great service, the app is very straight forward and easy to use, customer service very helpful and friendly Reviewed on: 25th January 2022
Pete lower's avatar
Pete lower

Brilliant

5
Zopa has helped me manage my credit but also help build my credit rating back up where I am now able to get credit in my own name instead of relying on others. Having Zopa review my spending and not just giving me more of a limit is very Beneficial for me. Reviewed on: 25th January 2022
Tara norris's avatar
Tara norris

Great credit card

5
Love Zopa credit card. Great easy to use app and very responsive customer service Reviewed on: 25th January 2022
Mark Graham's avatar
Mark Graham

Brilliant

5
Everything straight forward and easy to use Reviewed on: 25th January 2022
Laura Brown's avatar
Laura Brown

Amazing service

5
Been with this company for over a year amazing in every way Reviewed on: 25th January 2022
Adeel hainf's avatar
Adeel hainf

Efficient Updates of spending

5
Zopa are the only credit card company I have ever known to ensure I know what I spend and when a transaction has been processed. It helps me manage my account and is a breath of fresh air that it’s not just about making money on interest but actually helping people. David F Reviewed on: 25th January 2022
David Frazier's avatar
David Frazier

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1539 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68054 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill