Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

View other Zopa products

4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (41965)

Gold star service!

Helpful and find ways to make things happen. Reviewed on: 15th April 2021

1st class company

1st class company to deal with very helpful and excellent high quality advice Reviewed on: 15th April 2021

Excellent banking

I will diffinately recommend it to friends and family Reviewed on: 15th April 2021

Absolutely awesome there when I needed it

Absolutely awesome never had a credit provider so helpful Reviewed on: 15th April 2021

Great customer service

Overall good experience,good customer service, quick response Reviewed on: 15th April 2021

Above and beyond

Fantastic company always happy to help you no matter the problem Reviewed on: 15th April 2021

Super Zopa

Perfect for those little treats or extra things when you need them Reviewed on: 15th April 2021

Mr

Amazing, simple, fast, hassle-free. Reviewed on: 15th April 2021

fantastic

So easy to use, unlike your main stream banks Reviewed on: 15th April 2021

Good

Amazing service ,it s good to have one Reviewed on: 15th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 4.33 from 103 reviews
Partnership Card
from John Lewis 1.32 from 884 reviews
Flex Purchase credit card
from Monzo 4.95 from 2516 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2381 reviews
Cash ISA
from Zopa 4.95 from 1453 reviews
Smart Saver
from Zopa 4.94 from 7488 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub