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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No hassle

My experience with Zopa has been great. Easy to set up, no hassle and no spam contact that isn't necessary. Would highly recommend Reviewed on: 26th January 2022

Love it

Simple and easy to use, easy to make changes Reviewed on: 26th January 2022

Great app

The online app is great, it breaks down spending and sends updates of balance. I find it very user friendly. Plain and simple but effective Reviewed on: 26th January 2022

The best app to build credits

Zopa credit card is a lifesaver. I got the card when it is impossible to be granted. The company has helped me build up my credit and the interest is small and affordable. They deserve to be the best credit institution of the year Reviewed on: 26th January 2022

Great card

Easier to keep on top of what I need to pay or what I owe. Reviewed on: 26th January 2022

Great Service

The service offered is next to none with a lot of options. I've even opened saving pots which I thought were a great idea with good interest rates. They also offer good deals on broadband and energy bills. Can't fault this company for use of initiative and support. Thank you Zopa, hope our journey together is life long. Reviewed on: 26th January 2022

Easy to use, Easy to contact.

I opened the account. Very easy to download app and use. Card came through quickly. Friendly service. Reviewed on: 26th January 2022

Best card

Best customer services and very good providers Reviewed on: 26th January 2022

Great Company

They have been great for me. Good app that services and updates your every need. Good visualisation of all that happens on your account. Best credit card provider I have ever used. 5 Stars⭐⭐⭐⭐⭐ Reviewed on: 26th January 2022

Totally would recommend

Never had any issues with Zopa since having my catd Reviewed on: 26th January 2022

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