Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40271 reviews)

View other Zopa products

4.93

Based on 40,271 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40271)

excellent service great company

recently got the card and they are great Reviewed on: 17th March 2021

Very happy

I am very happy with my ZOPA experience. Reviewed on: 17th March 2021

Transparent and easy to use

The card is so easy to use and all charges very clearly displayed and explained. Best app abs credit card I have. Reviewed on: 17th March 2021

Zopalicious

Zopa ... well what friendly bunch they are. No nonsense credit card! Regular updates on account status and payments with speedy responses to payments on the account immediately! Great Job Zopa Reviewed on: 17th March 2021

Best out of the rest

Zopa credit is flexible and easy to use , helpful and always there for me when I need . Reviewed on: 17th March 2021

Very easy to use, lovely no hassle calls from them like some companies

Ive had my card few months now, i do everything on the app its so easy to use, Reviewed on: 17th March 2021

Best credit card

Very friendly and easy to access Reviewed on: 17th March 2021

Always helping

Very easy and simple. 100% recommended by me to you Reviewed on: 17th March 2021

Helpful

Amazing card with quick payment! Love it!!! Reviewed on: 17th March 2021

Remarkable service

I have never known a service to be so fast and responsive payments clear immediately which is a massive help and great peace of mind, I haven’t had any need to contact customer services for anything and everything is smoothly done via the App it really is brilliant Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Post Office 2.33 from 108 reviews
Select Credit Card
from Nationwide 4.87 from 9 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub