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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Great service

5
I have nothing but good things to say about this company and everything I need is all within the app Def recommend Reviewed on: 25th January 2022
Lisa tetteh's avatar
Lisa tetteh

Reliable and trustworthy

5
I have been using sopa credit card for couple of months now without any issues or stress,it's easy to use and they send you your receipt in a second immediately you pay into your account by sending it to your email,and also they make customer aware how they spend and where they buy goods. Reviewed on: 25th January 2022
Abubakar Ibrahim 's avatar
Abubakar Ibrahim

fast and easy

5
great fast and easy to repay no probems at all Reviewed on: 25th January 2022
Julie D Burd's avatar
Julie D Burd

Excellent service

5
Excellent service and an easy to use app Reviewed on: 25th January 2022
cegbury@aol.com's avatar
[email protected]

Well done Zopa!

4
It’s a nice break from your traditional all about the money credit cards. This card leaves me feeling more in control. Reviewed on: 25th January 2022
sandira williams's avatar
sandira williams

First Class Service

5
Very Professional very understanding 5***** Well Done Reviewed on: 25th January 2022
Ray's avatar
Ray

Positive

5
Great costumer service with friendly staff. App is very good Reviewed on: 25th January 2022
Chris Brook's avatar
Chris Brook

Easy and simple

5
What more can I say? Brilliant to be with and so easy to deal with! Money made simple Reviewed on: 25th January 2022
Scottie's avatar
Scottie

Awesome service

5
Very helpful, awesome service great experience…. Fully recommend Reviewed on: 25th January 2022
Panos Kaliakoudas's avatar
Panos Kaliakoudas

Great service

5
Great service with a simple to use app. Great for re-building my credit score and getting back on track. Reviewed on: 25th January 2022
Mark Baron 's avatar
Mark Baron

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