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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Brilliant

They are so so helpful any time they r there to help Reviewed on: 17th March 2021

Easy to manage

Nice app. Able to view transactions and make payments with ease. Reviewed on: 17th March 2021

reassuring and people centred service

professional approach in resolving issues Reviewed on: 17th March 2021

Great card

Great card,low limit to start with,very manageable. Reviewed on: 17th March 2021

So good

Very easy application process and very quick decision making ,sorted straight away Reviewed on: 17th March 2021

Good company

It’s so easy to use my Zopa card, transactions, are all listed on my app so can keep an eye on my balance how much I have to pay and set us direct debit all on the app cracking card Reviewed on: 17th March 2021

Easy,easy,easy

Easy to use and easy to manage account. Regular updates. No nonsense no mess. Easy to access Reviewed on: 17th March 2021

Quick and easy

No messing around, straight forward, overall excellent. Reviewed on: 17th March 2021

Zoptastic!

Company is genuinely helpful. Customer service is excellent. Site and App also easy to use. Definitely recommend! Reviewed on: 17th March 2021

Fantastic company

Gave me a card when credit rating was low. Fantastic service. Reviewed on: 17th March 2021

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