Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

Great service

Great service easy to understand Reviewed on: 17th March 2021

Amazing

Zopa accepted me after my credit rating was really poor and have helped me to start build my rating again ❤️❤️❤️ Reviewed on: 17th March 2021

Simple great service

Very pleasant company always willing to help and understand always go the extra mile to look after there customers Reviewed on: 17th March 2021

Great credit card

It’s a great card for small purchases. Quick and easy to make payments. Reviewed on: 17th March 2021

Brilliant Hassle free

Easy to use and everything is explained in simple terms so it's easy to understand Reviewed on: 17th March 2021

Great service and easy to use

Applied for Zopa credit card was an easy process! The app is easy to use and the service is great. Would highly recommend Zopa to others Reviewed on: 17th March 2021

Great experience.

Really like having this credit card, the app is very simple to use and provides regular updates when used or payments due. I've only had the card for 4 months so hard to give a more thorough review. Reviewed on: 17th March 2021

Great

Great so good experience thank you Reviewed on: 17th March 2021

Hassle free and easy to use

Applied very quickly and opened up my account with in days Reviewed on: 17th March 2021

Effortless Application Speedy Decision!

When I applied for credit card it was so effortless to apply and I got a decision straight away! Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.73 from 20 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub