Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Really good credit card

Really good credit card, easy to use the app, working without problem, a statement in time always and all-clear Reviewed on: 25th January 2022

Excellent banking and saving account

Good card and saving too that what I like about it excellent service Reviewed on: 25th January 2022

Absolutely brilliant

Very helpful, easy to talk to and very understanding Reviewed on: 25th January 2022

Just does everything right

Well i have been with Zopa now for approx 12 months and in that time i have found them very helpful you are kept upto date with your account status and using the app could not be easier. Reviewed on: 25th January 2022

Very good

Best services I like Zopa credit card it's what I want Reviewed on: 25th January 2022

Best credit card I have used

Clear and Easy to understand app, payments made are taken straight off the balance instead of having to wait a few days like other cards. Really happy with service, compared to other credit card companies Reviewed on: 25th January 2022

Great card, great company very helpful staff and so easy to use.

Never heard of the company before I received an offer of a card, took it on a chance and have never looked back!. Reviewed on: 25th January 2022

Simple and effective

I am so happy with my Zopa credit card, it doesn’t even feel like a credit card and I think that’s what’s amazing about it. Thank you Zopa ! Reviewed on: 25th January 2022

Zopa

Easy to use easy to pay and great texts and emails so never late with payments Reviewed on: 25th January 2022

Great help

Helped out when others wouldn’t, fantastic customer service. Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.67 from 6 reviews
Aqua credit cards
from NewDay 4.89 from 3307 reviews
Credit builder card
from thimbl. 4.88 from 18 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub