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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Quick and easy

Quick and easy to understand what you are doing Reviewed on: 17th March 2021

Easy peasy

I work in financial services and we strive to be the best place anyone has ever worked. Knowing that this relies on you employees being engaged, it’s clear that Zopa have this spot on. Every time I call I get what I need, and that’s only when I actually need to call. I can do everything on the app. They look after their customers. Reviewed on: 17th March 2021

Easy account

Simple banking at its best, loans and credit cards made easy. Reviewed on: 17th March 2021

Easy to use and informative

Was quick to set up and easy to use, the app notifies me constantly of my balance. Reviewed on: 17th March 2021

Easy to used

Good customer service to help the people applying for the credit card Reviewed on: 17th March 2021

Brilliant

I absolutely think Zopa are brilliant, they are always quick and efficient to sort anything out. They are very proffessional and helpful. I highly recommend them. Reviewed on: 17th March 2021

Fast and simple

Simple to use, fast to replace the lost card. Reviewed on: 17th March 2021

Awesome

The Zopa app is amazing, let's you know your transactions by notification and is very easy to use. Reviewed on: 17th March 2021

Perfect for my needs!

Very easy to manage and don't have any problems with using the app. Reviewed on: 17th March 2021

Very good card

Great card very helpful people on the phone Reviewed on: 17th March 2021

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