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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Content

Zopa is a hassle free and easy to use company, excellent service and communication, would recommend 100% Reviewed on: 25th January 2022

The best app for credit cards

I have recently open the account and within 4-6 months my credit limit has been increased. On top the customer service is amazing and the app is simple and easy to operate Reviewed on: 25th January 2022

Good reliable service

What you see is what you get! No hidden agendas, no surprises. Just good old fashion quality service anytime of the day! Reviewed on: 25th January 2022

Very good company

Have been with zopa for awhile now very good company downloaded the zopa app which is very easy to use and understand would highly recommend 100% brilliant Reviewed on: 25th January 2022

Very friendly and very helpful and efficient staff to keep you on track

With the notification of how much you have spent in a transaction it is easy to keep track of your expenses Reviewed on: 25th January 2022

Fantastic card

This card is so easy to use there app is easy to understand best card I have ever had Reviewed on: 25th January 2022

Zopa

Great customer service always very helpful easy app very straightforward to use and to check statements and your spending highly recommend Reviewed on: 25th January 2022

Zopa empower

Always very informative of changes. Reviewed on: 25th January 2022

The people's card

Easy to use,no hidden surprises. I would definitely recommend this card to friends and family. Reviewed on: 25th January 2022

Mrs

Excellent service very happy with my card Reviewed on: 25th January 2022

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