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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very Trusted Service

My Zopa account keeps me updated on my account and potential improve in power. I am trying to build my credit ultimately and ZOPA are strict but fair. Reviewed on: 25th January 2022

Very good

I find this credit card very good and helps to improve my credit score Reviewed on: 25th January 2022

Great card

Great card Great customer support Reviewed on: 25th January 2022

Good rates

I applied for this card as was so happy when I got accepted. Easy to make on line payments. Overall I’m happy with my card Reviewed on: 25th January 2022

Best credit card

Great credit card for credit building well recommended Reviewed on: 25th January 2022

it a very good card to have

it great and i am glad i have one thankyou Reviewed on: 25th January 2022

Zopa

Zopa is the good trusting bank previeleged me the credit card with resonable limit to improve my credit rating Reviewed on: 25th January 2022

Good credit builder

Good as whatever you pay on it is available straightaway Reviewed on: 25th January 2022

Fantastic quick and easy

Easy to use, fantastic service, good app would highly recommend Reviewed on: 25th January 2022

Very helpful

Always there when you need them,a good company to deal with. Reviewed on: 25th January 2022

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