Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

View other Zopa products

4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

33% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40272)

Pleased with the service

Very happy with the service pleasant and responsive Reviewed on: 17th March 2021

Thank you

Excellent service. Good support when needed Reviewed on: 17th March 2021

Quick, efficient

Easy to use, reliable , good service Reviewed on: 17th March 2021

ZOPA

This was my frist cedit card i got after i got when i come off my IVA . I was good news when they said yes and they make it so easy to manage with the app . Reviewed on: 17th March 2021

Simple, easy to use and affordable

The best credit card I've had in years Reviewed on: 17th March 2021

Great

Zopa is a great credit card company very helpful and easy to set up credit card excellent company Reviewed on: 17th March 2021

Good

Very good credit card money there when ever you need it. Reviewed on: 17th March 2021

Amazing!

Applying was so quick and easy. The card came through quickly and I have found the App really easy to use to check my balance and make payments. Highly recommend Zopa to anyone. Reviewed on: 17th March 2021

The Best Credit Card -Hustle free

Zopa card has been very good to use and gives you a piece of mind to pay/buy goods and services without a problem Reviewed on: 17th March 2021

fine

nothing more and nothing less, no revelation Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.93 from 60 reviews
Balance Transfer Credit Card
from Halifax 4.51 from 56 reviews
Credit card
from M&S Bank - Marks and Spencer 2.67 from 188 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub