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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

Zopa is a very streight forward company giving you expert advice on the products they do. The process of getting a credit was fantastic from start to finish and there is always someone there to support if needed. Reviewed on: 26th January 2022

Very helpful

I have found Zopa, very helpful and professional. Helping to improve my credit score. Reviewed on: 26th January 2022

Really helpful customer service

Really good customer service thay keep me informed about my account and how to pay my bills I would have no problem recommending zopa to my friends and family. Reviewed on: 26th January 2022

Just great!

Easy to use app. Amazing! Highly reccomendedp Reviewed on: 26th January 2022

Zopa credit card

Very good card low apr and they gave me credit limit £900 Reviewed on: 26th January 2022

Just simply amazing

Great small credit card has helped me so much Reviewed on: 26th January 2022

Customer Review

Excellent customer service and always helpful Reviewed on: 26th January 2022

Brilliant service

Zopa are very good and easy to use Reviewed on: 26th January 2022

Easy to use, good service

Good service and information from Zopa. Easy to deal with and app works really well Reviewed on: 26th January 2022

Very handy

Brilliant if you just need a small amount of credit to be able to manage Reviewed on: 26th January 2022

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