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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Fair and outstanding opportunities for people easily dismissed and judged by others

Life changing opportunity when others were quick to dismiss Reviewed on: 17th March 2021

Helpful , caring and sharing

Very helpful and easy to use site care about you and your credit score and how to build it and always sharing how to improve your finances with helpful tips and information Reviewed on: 17th March 2021

Excellent

Efficient and easy to apply, quick to receive card, app easy to use Reviewed on: 17th March 2021

Great experience overall

Customer service is really good and the app is simple and friendly to use. I have enjoyed it very much. Reviewed on: 17th March 2021

Simply The Best...

Quite simply, the simplest and most friendly provider around, with a straightforward and easy to navigate app. Highly recommended. Reviewed on: 17th March 2021

Credit card of the year

Great service would recommend zopa to all my family and friends Reviewed on: 17th March 2021

Great service

App is fantastic easy to use and navigate Reviewed on: 17th March 2021

Helpful and Friendly

Keep me up to date. The app is easy to use and the credit limit fair. Reviewed on: 17th March 2021

Good experience

Seems Zopa look to the future as much as the past. Sensible and understanding decisions. Reviewed on: 17th March 2021

Zopa fantastic

Professional easy to use helpful better than most Reviewed on: 17th March 2021

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