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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Best credit card

Very professional, accommodating and supporting service. Great experience with them Reviewed on: 25th January 2022

Excellent

I use the this card from 1 year .I'm very happy Reviewed on: 25th January 2022

Amazing service

Customer service is fab app is quick and easy to use one of the best cards I have held Reviewed on: 25th January 2022

Brilliant!!!

I love Zopa, manages my finances and gives me great reassurance for life’s unexpected situations!! Reviewed on: 25th January 2022

Great experience

Great customer service dealt with my problem straight away Reviewed on: 25th January 2022

The best ever company

I am so happy to use my credit card all the time. Reviewed on: 25th January 2022

amanzing

I like the card because when you pay your limit back in the same time and do not have to wait 24 hours for the payment to be confirmed Reviewed on: 25th January 2022

Excellent card service

There’s lots of different products and I am looking forward to opening a savings account with Zopa. Unlike a lot of credit cards when you pay money off your balance it instantly shows. Reviewed on: 25th January 2022

Helps me keep in control!

The easy to use app makes checking and controlling my spending a doddle. Reviewed on: 25th January 2022

Easy banking

Good customer service nice bank Reviewed on: 25th January 2022

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