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Zopa: Credit card reviews

4.93
Based on 40,272 reviews, last reviewed 7th Dec 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025
Ali Raza's avatar
Ali Raza

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Easy credit card

5
Easy to apply for very good credit card Reviewed on: 17th March 2021

Great easy going and informative

5
From the first day I applied you were nothing but helpful Reviewed on: 17th March 2021

Such a great company quick and easy application

5
Was there for me when I needed a little extra cash while I was furloughed thanks zopa Reviewed on: 17th March 2021

Amazing

5
Really good credit card good apr one of the best cards out there Reviewed on: 17th March 2021

First time

5
Only been with Zopa a month but find them really good and helpful also easy to use. Reviewed on: 17th March 2021

Easy, efficient and helpful banking!

5
Easy way to track credit improvements/informative and an efficient app! Reviewed on: 17th March 2021

Great customer service

5
They deal with my application in a professional way Reviewed on: 17th March 2021

Cool

5
I am pleased with their services Reviewed on: 17th March 2021

Quick and east

5
App is easy to use, with real time spending updates and payment reminders Reviewed on: 17th March 2021

Best Provider

5
Easy application, good credit limit and regular statements making sure you are always in control. Instant notifications when card or transaction has been made. Reviewed on: 17th March 2021

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