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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good Credit card company

Very good app to use and always kept updated am very happy Reviewed on: 26th January 2022

Surprisingly personal

I have to say that Zopa is very well run. I liked the fact that they gave me a courtesy call a few months after I was very ill to see how things were.I have and have had other credit cards but this is the first time this has happened and it did make a difference. Reviewed on: 26th January 2022

The Best credit card provider

I am extremely impressed with Zopa. They are responsible Lenders and the account is easy To manage on Line. Reviewed on: 26th January 2022

Great Credit Card

Had no trouble with the Zopa card and its great app. Lets me know I have used the card so great for detecting any fraud and also when a payment is made lets me know it has received. Reviewed on: 26th January 2022

Top class card

Amazing helping helpful card great service Reviewed on: 26th January 2022

Easy enough

Good card not have for long but till now I Happy Reviewed on: 26th January 2022

Reliable and trust worthy

The singing up process of Zopa is super fast and simple and I’ve never had any problems with my account since I’ve had. They are 100% straight forward and have no hidden charges when you join them. Reviewed on: 26th January 2022

Does what it says on the tin....

Honest and clear which is what you expect and need when it comes to looking after your money. Very happy with my Zopa account. Reviewed on: 26th January 2022

Amazing

They are amazing they are really quick and letting you know if your be accepted and getting your card out to you and they are always there if you need help Reviewed on: 26th January 2022

Excellent in every way

Great card to have everything explained in your application so no hidden agendas Reviewed on: 26th January 2022

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