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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great service

5
Great service, love the app, very easy to manage. Reviewed on: 26th January 2022
Jon Kelly's avatar
Jon Kelly

Great Service

5
Great service and comes in very handy for when you need that extra money before payday Reviewed on: 26th January 2022
Is's avatar
Is

Excellent product and clear communication

5
Have the Zopa credit card and am finding it very easy to manage due to the excellent app. The credit limit is very realistic. It was straightforward to apply for with a quick approval decision, like how you can download documentation and link to your bank account to prove affordability. The communications and statements from Zopa appear in a timely manner and easy to understand. All in all a great product. Reviewed on: 26th January 2022
Karen Orton's avatar
Karen Orton

Excellent customer sevice

5
Card came quickly statements come on time customer service very good Reviewed on: 26th January 2022
John colley's avatar
John colley

Excellent

5
Always spot on. I haven't had any trouble with any transactions I have made, they don't bother you at all Reviewed on: 26th January 2022
Linda Hewitt's avatar
Linda Hewitt

Great service

5
Great service very easy and reliable service Reviewed on: 26th January 2022
Smartinee's avatar
Smartinee

Ok

5
The Best very good zzzzzzzzzzzzzz Reviewed on: 26th January 2022
Roxana Contor's avatar
Roxana Contor

amazing

5
exactly what i want in a credit card Reviewed on: 26th January 2022
simon's avatar
simon

No complaints

5
Nothing but amazing :) Have been so helpful and that’s all I can ask for Thank you Reviewed on: 26th January 2022
Ruth's avatar
Ruth

Dlk

5
Was easy and quick to apply thank you Reviewed on: 26th January 2022
David Leung-kwok's avatar
David Leung-kwok

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