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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa an excellent credit card provider

An excellent credit card provider, easy to apply and maintain your account. Reviewed on: 25th January 2022

everything is fast, convenient and clear.

everything I really like, nice communication and quick approval Reviewed on: 25th January 2022

Brill

Never had an issue nice and simple to use Reviewed on: 25th January 2022

Easy to use

Every time I purchase something it’s easy and secure! Reviewed on: 25th January 2022

Love the up to date updates on spending

It's very handy to be kept updated on spending and balance in real time Reviewed on: 25th January 2022

CREDIT CARD

excellent customer service. low interest ideal for older customers Reviewed on: 25th January 2022

Excellent service

Can’t fault them excellent service all round Reviewed on: 25th January 2022

My Favoured Card

Just exceptional in every respect Reviewed on: 25th January 2022

Brilliant

Never had any issues and they only give you credit that you can afford no ridiculous amounts which you and they know you'll struggle to pay Reviewed on: 25th January 2022

Zopa forever

I have found the best credit card for me. Easy to understand and use, and the app keeps me on track of my expenses. Safe and secure to use. I never encounter any problem at all with Zopa. Reviewed on: 25th January 2022

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