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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

mr Paul Anderson

Great card and easy to start also very good to build credit Reviewed on: 25th January 2022

Top card

Great card i cant fault the company, easy statements and no nonsense app Reviewed on: 25th January 2022

No hassle Good service.

Been very good to deal with if I’ve been unsure about something. App is easy to use and notifications on spending and upcoming payments due all work well. Reviewed on: 25th January 2022

Excellent all rounder

The Zopa credit card is excellent with instant response and confirmation from the app to all spending. Reviewed on: 25th January 2022

Great phone

Great quick service and very easy app. Reviewed on: 25th January 2022

Amazing

Simply aint enough stars would 100% recommend specially for the few with bad credit like myself, has helped me so much and the interest is nothing like i was actually expecting so i am able to sleep at night knowing paying back aint goin to put me in another hole. Reviewed on: 25th January 2022

Great product

Been good so far using this service Reviewed on: 25th January 2022

Good help

Good for helping when you need small money for used some shopping Reviewed on: 25th January 2022

Good experience

I see them as responsible lender Reviewed on: 25th January 2022

Clear and simple

Applying was easy, approval was quick, the app is brilliant and I love the card design - the numbers won't rub off with use! I'd recommend Zopa to anyone - everything I want from a financial product! Reviewed on: 25th January 2022

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