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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent for credit building

5
Have no a single complain about this company, if you manage well they increase your limit quick and best thing your credit improves quick. Reviewed on: 26th January 2022
Stefano's avatar
Stefano

Very helpful

5
Zopa are very helpful and understanding. I Paid my bill on time and they increased my limit after 4 months Reviewed on: 26th January 2022
Bharat patel's avatar
Bharat patel

Excellent service

5
Such an easy application and the app makes everything so easy to work with Reviewed on: 26th January 2022
Sue Dakin's avatar
Sue Dakin

Excellent service

5
Can’t fault my experience with t these guys so far very professional Reviewed on: 26th January 2022
Ruth's avatar
Ruth

Brilliant

5
Very good bank very helpful and friendly service and the people r always been very helpful so it's the bank to bank with Reviewed on: 26th January 2022
Martin cahoon's avatar
Martin cahoon

Amazing

5
Great information provided before and after opening the account, allways informed about anything even the smallest modification, easy app to use, quick response from them when you purchase something or you pay they acnowlege it within second's, always send the statemnet and pay amount way before they due date so you can have time to pay. Briliant. Keep up the good work guys. Tumbs up. Reviewed on: 26th January 2022
Bogdan Boldea's avatar
Bogdan Boldea

Credit card

5
Great company to deal with,friendly costumer service Reviewed on: 26th January 2022
John jackson's avatar
John jackson

Very good

5
Is very good everything thank you Reviewed on: 26th January 2022
Aneta Zielinska 's avatar
Aneta Zielinska

Fabulous

5
Very good service, I have never had any issues they do as they say. Reviewed on: 26th January 2022
Cheryl 's avatar
Cheryl

Clear and easy banking

4
Zopa is very easy to use with a handy and effective app! Reviewed on: 26th January 2022
Gregg Dean's avatar
Gregg Dean

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