Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Great company

5
Zopa is a very customer focused company. They are always happy to help. Their app is very easy to understand and work with Reviewed on: 26th January 2022
Anna Rogala's avatar
Anna Rogala

Easy to sign up to and easy t use, lots of information and assistance

5
They provide a good efficient service. It is easy to sign up to and the customer services continues once you are signed up and have your card Reviewed on: 26th January 2022
Peter Hayes's avatar
Peter Hayes

Tim oshea

4
Great cc, I got to b honest it's easy to use all feature which allow u to view your pin freeze your account, order new car etc etc, all on the app. Most impressive thing I like about this cc is, when u pay money back into your balance it is I instantly theee to use. I would most deffinatly recommend this cc to my friends and family. In fact I already have. Get it or miss out. Reviewed on: 26th January 2022
Tim oshea's avatar
Tim oshea

Excellent service

5
My time with Zopa has not been a waste of time excellent service Reviewed on: 26th January 2022
Paul Mcmillan's avatar
Paul Mcmillan

Easy & efficient

5
Easy to use & when you make a payment towards your balance it’s goes through immediately which is very efficient Reviewed on: 26th January 2022
Tim Allwright's avatar
Tim Allwright

Zopa credit card

5
Easy process very easy to manage Reviewed on: 26th January 2022
andrewherron1980@icloud.com's avatar
[email protected]

Great

4
Great customer service . Very happy with the way the help u Reviewed on: 26th January 2022
Denise Magee's avatar
Denise Magee

Excellent

5
Excellent Zopa is very good I recommend to my family and friends as well Reviewed on: 26th January 2022
Hadi's avatar
Hadi

Zopa Credit card

5
The process of getting the card was straight forward and using the app on my phone has helped me keep track of my spending. I get notifications each time money leaves my card. Reviewed on: 26th January 2022
VERONICA NWAMU's avatar
VERONICA NWAMU

Excellent

5
Excellent service and easy to use app, no issues since joining Reviewed on: 26th January 2022
Richard's avatar
Richard

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill