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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best Credit Card

Zopa do everything it says it will do and advertises. Brilliant customer experience Reviewed on: 26th January 2022

Quick and esay

No hassle and easy to apply. I only had to wait two days for my card come to through. The app is really good to keep an eye on what your spending. Reviewed on: 26th January 2022

very helpful

good card, statements and app all easy to use and understand company communicates well Reviewed on: 26th January 2022

I recommend, I am very pleased

low monthly percentage, this injection of cash helped me a lot Reviewed on: 26th January 2022

Very easy to use and good customer service

Good customer service and always willing to help Reviewed on: 26th January 2022

Transparent credit

Great communication and easy to read tens & condition. Text updates and payment dates. Reviewed on: 26th January 2022

Best credit card on the market

Hastle free credit card to have never had to contact customer services runs on its own with absolutely no issues whatsoever, regular credit increases as well ,if you want them that is Reviewed on: 26th January 2022

Great card

Helpful kind staff when I have a problem nothing is to much trouble Reviewed on: 26th January 2022

Zupla

Great card . Worth getting one highly recommended it. Reviewed on: 26th January 2022

Simple

Very easy to use I have no experience online but the app is very simple to use Reviewed on: 26th January 2022

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