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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Everything I need

As a new customer and technophobe, I was overwhelmed by the quality of customer service. Customers have every right to expect a request to be met.what sets Zopa apart. Is the eagerness to please the client. Expectations were exceeded by a country mile Reviewed on: 25th January 2022

Great service, speedy transfers

Zopa is a great card. Always works, you can clear your balance at anytime and it updates immediately. The app is so easy to use and always notifies you when you need to make a payment so your don’t miss any. Highly recommend!!! Reviewed on: 25th January 2022

Highly recommend

Very easy to use I would recommend zopa to anyone I have never had any problems so never had to contact anyone or customer services everything is so straight forward Reviewed on: 25th January 2022

A Anantharajah

i started using this card, i feeling it’s better. Reviewed on: 25th January 2022

Average man in the street

I find zopa fair, efficient & professional. Reviewed on: 25th January 2022

Brilliant card

Very straight forward never had a problem Reviewed on: 25th January 2022

Best ever credit card company

Zopa are a fantastic company, the app is great and easy to use. Any payments you make are shown instantly unlike other company’s, increases are offered regularly when you’ve proved you can manage your money and payments. I really can’t fault this company, thank you Zopa you really have helped me improve my credit rating, you have me for life ❤️ Reviewed on: 25th January 2022

The best

The best banks ever Good service Reviewed on: 25th January 2022

Best customer service

I barely ever wrote reviews but I use Zopa for car finance and have a credit card with them, they answered all questions I had. Reviewed on: 25th January 2022

Great service and app

So easy to keep track of spending with instant alerts. Great for people constantly on the go and short of time. Reviewed on: 25th January 2022

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