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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Great service app is great always options for them to help Reviewed on: 26th January 2022

Credit card

Best credit card provider by far , easy app to use and very informative . Reviewed on: 26th January 2022

Best credit provider

Communication with Zopa has been excellent whenever I deal with them. Reviewed on: 26th January 2022

Amazing customer service

Whenever I have had the need to contact Zopa they have always been pleasant, helpful and understanding xx Reviewed on: 26th January 2022

Understandable credit

Communication is great along with the simple easy to follow monthly payments. The App is very helpful and helps you keep on top of your credit. Reviewed on: 26th January 2022

Superb

Easy to use app, very clear and message when spending on card is invaluable. Reviewed on: 26th January 2022

Love it

Simple Straightforward and easy to use ... Reviewed on: 26th January 2022

Zopa are simply awesome

Zopa are very helpful, considerate and one of the cheapest lenders on the market. I simply cannot fault their service. Reviewed on: 26th January 2022

Great

Very good l no issues whatsoever. Better than most Reviewed on: 26th January 2022

Credit how it should be

This is what the future of credit cards should be, great to use app, live notifications and payments into account, loads of perks too 5* Reviewed on: 26th January 2022

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