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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Simplicity

Great credit card company amongst other products on offer customer service A1 should you ever need them Reviewed on: 25th January 2022

Great customer service. No problems using the card

5star experience. Cannot faulttgem Reviewed on: 25th January 2022

Very good and clear fees and intreses

It’s a very good credit card, with clear fees and interes! Another very good think it’s the application, which is very good and works very well! Reviewed on: 25th January 2022

Easie yo use

Easie to us and friendly to deal with Reviewed on: 25th January 2022

Great app

Very easy to used app . Great understanding and showing your credit record Reviewed on: 25th January 2022

Very Fast

Everything very well I’m very satisfied Reviewed on: 25th January 2022

Average

Average experience Good but not very good so I think so is new to more better than the service Reviewed on: 25th January 2022

Very good app

Very good app easy to use also very friendly am really happy with them Reviewed on: 25th January 2022

The best Bank.

The best Bank for me. Credit card is not to high percent. Reviewed on: 25th January 2022

Great company

Brilliant company! Easy to use website and great support Reviewed on: 25th January 2022

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