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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy app to use

App was quick and easy to use always up to date with my spending. Reviewed on: 25th January 2022

The best card ever

I do not regret having zopa card Reviewed on: 25th January 2022

zoparised

A little website, that does so much makes life more easy to run, I feel zoparised Reviewed on: 25th January 2022

Amazing credit card

So easy to use Simple app to if you forget your pin or loose your card When you pay money back the money goes straight in no messing about waiting for days for it to be transferred over just easy straight to the point creditor and would highly recommend to any one thank you zopa Reviewed on: 25th January 2022

Credit

Only downfall is haven't had an increase in credit been same for a year Reviewed on: 25th January 2022

Great card

Quick and easy to apply increase very quick. Paying back either by card or direct debit really easy no hasdle Reviewed on: 25th January 2022

Brilliant

Customer service where so helpful with sorting a card out for me i would recommend you to anyone that ask me getting a card Reviewed on: 25th January 2022

Best credit card ever

Easy to use, up to date, informative and very helpful. Reviewed on: 25th January 2022

Very helpful and professional

Very health and professional always courteous when contacting customer services and always resolve any issues you may have have quickly and effectively I would highly recommend Reviewed on: 25th January 2022

The Best

Excellent service and i was offered an increase on my limit based on my conduct.at quite an early stage. Reviewed on: 25th January 2022

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