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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy

Very easy to use card and staff are brill on the phone to help Reviewed on: 26th January 2022

Awesome!

Easy to use app. Everything is efficient & effective. Reviewed on: 26th January 2022

Because you always give people a chance to improve their check

Hi am very happy with my service that I received Reviewed on: 26th January 2022

Excellent

I am thankful to you zopa i am very excited Reviewed on: 26th January 2022

Excellent Credit Card Service!!

I got a Zopa credit card after years of bad credit, and having to get an IVA. After paying this off I thought it would be ages until I could get a small balance credit card but Zopa approved me and they’ve been nothing short of wonderful! The app is great, it’s made it easy for me to manage and pay my monthly statement. I think the fees are fair for my credit score and they also help you with tips on how to improve your score further! My credit rating is improving now every month. Thank you Zopa!!! Reviewed on: 26th January 2022

Credit card

Great card good interest rates all ways keeping in touch and the app is excellent as well Reviewed on: 26th January 2022

Good review

I got good service and are very helpful Reviewed on: 26th January 2022

Excellent service

I took out a zopa credit card to build my credit rating . Its been fantastic Reviewed on: 26th January 2022

Best credit card

Quick and easy application process. Reviewed on: 26th January 2022

Easy to use and great service

Never had a problem and the app is really easy to use Reviewed on: 26th January 2022

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