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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Love the app

Simple to use, great app and just handy to have in case of life’s emergencies Reviewed on: 25th January 2022

Good credit

Good credit and very quick and easy repayment showing in the account with in few minutes. Good customer service support. Reviewed on: 25th January 2022

Zopa the top 1 credit card available

This credit card is the easiest and best credit card company to use. The app is great I've never had any problems with repayments I'm always I control of my spending with absolutely no hidden charged. Reviewed on: 25th January 2022

Fast and easy

Very fast and easy to use, had no problems at all. Reviewed on: 25th January 2022

Easy to do business with

This company made the application, usage and all round genuine compatibility for my needs very easy. Zopa are moving in the right direction with their intuitive process and mobile app format, along with their customers who are fully focused on improving their own credit stabilisation like myself. An all round great service with no complaints from me. Reviewed on: 25th January 2022

Amazing

Amazing experience, really helpful! Reviewed on: 25th January 2022

Best credit card

Easy to apply for quick response and very good online services easily navigated. Reviewed on: 25th January 2022

Great card

Great experience so far best card Reviewed on: 25th January 2022

Nr. 1 Credit card

Great services, helpful and easy to use, definitely recommend ZOPA. Reviewed on: 25th January 2022

Outstanding Service

I’ve got three credit cards and by far the Zopa app kicks the other company’s apps out the window payments are added to my account instantly and everything is sleek and efficient on the app. And everything’s in the right place Reviewed on: 25th January 2022

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