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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card for bad credit

Excellent service and its straightforward and efficient Reviewed on: 26th January 2022

Excellent value

Everything is so easy to use. The app is great and it’s so easy to make repayments. Reviewed on: 26th January 2022

Perfect card

It’s better than any credit Just Zopa card Reviewed on: 26th January 2022

Credit card

There a fair company to deal with and very understanding when times are tough financially Reviewed on: 26th January 2022

What more could you want from a Credit Card

Excellent sign up process, no fuss. No hassle. Straightforward to manage day to day. An app that actually works in pretty much real-time. Notifications instantly per transaction. Really, what more could you want from a credit card company. Reviewed on: 26th January 2022

Great bank

Its a great bank easy to get ti help build credit score and when payments are made instantly credited on the card amazing Reviewed on: 26th January 2022

easy,helpfull,understanding.

very easy to apply, they never judge their customers and go above and beyond to help. Reviewed on: 26th January 2022

ZopaDopa

Fab company Zopa one of the best around I hav used absolutely no doubt. Very fair sorted me out gud rates no problems at all. Reviewed on: 26th January 2022

Good service

Never had a problem with them think it’s great Reviewed on: 26th January 2022

Great and easy to use app

Great and easy to use App. Where I can access all statements with ease and request my pin if I forget it. Reviewed on: 26th January 2022

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