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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Understanding

Once I missed a payment date as normal I would always clear the balance each month and they did not charge me, very grateful to this company Reviewed on: 25th January 2022

Amazing

Good APR very helpful no waiting Reviewed on: 25th January 2022

good

Good service good customer relations .. good card to have all round. Reviewed on: 25th January 2022

easy and reliable

i love my zopa card its easy quick to put money on card pop the amount on and within a minute boom money is loaded unlike other credit cards zopa is easy and reliable Reviewed on: 25th January 2022

Nice card

This card is a reasonable interest rate , I would love to be able to get an increase though How ever it’s really good with telling you how your credit score is doing Reviewed on: 25th January 2022

My Zopa credit card .

Arrived pretty quickly and I was then we'll on my way to using it wisely.Very helpful team and passwords etc are encrypted so I happy to work with Zopa. Reviewed on: 25th January 2022

Good

Satisfied with the outcome and the support provided Reviewed on: 25th January 2022

Friendly and professional

Zopa gives you peace of mind flexible ways to use your card Reviewed on: 25th January 2022

Banking for all.

Perfect banking for your everyday needs. Reviewed on: 25th January 2022

Awesome, amazing, fantastic

Words can’t describe how great Zopa is. I’m very very grateful for your services you provide to me. Reviewed on: 25th January 2022

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