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Zopa: Credit Card reviews

4.93
Based on 37,093 reviews, last reviewed 5th Apr 2025
444900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Credit card I have a credit card with Zopa and they are brilliant, they only put up your credit limit when they are sure you are able to make payments. Reviewed on: 5th April 2025
Susan pickup 's avatar
Susan pickup

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37093)

Review of the Zopa, Credit Card:

Very good credit card easy to use good for food shop...

5
Very good credit card easy to use good for food shopping Reviewed on: 31st March 2025

Credit card

5
I have a credit card with Zopa and they are brilliant, they only put up your credit limit when they are sure you are able to make payments. Reviewed on: 5th April 2025

Fabulous Fantastic IZopa credit cards are best and g...

5
Fabulous Fantastic IZopa credit cards are best and good customer service and attractive dealing .v helpful and fulfill bacis and long-term needs Reviewed on: 5th April 2025

Just joined Zopa and so far they've been good to me.

5
Just joined Zopa and so far they've been good to me. Reviewed on: 5th April 2025

Positive experience..

5
I've had a very positive experience with Zopa..I was very lucky to get a credit card to help with the every day things..it works for me..I can manage it well and I'd definitely recommend it to friends and family.. Reviewed on: 5th April 2025

Fast appoval of credit limit increase

5
Fast appoval of credit limit increase Reviewed on: 5th April 2025

Marvellous

5
Best ever service. Excellent and handling every matter with professionalism Reviewed on: 5th April 2025

ZOPA Credit Card Usefulness

5
I was able to use my ZOPA credit card for online International purchases, and was offered an increase in the credit limit to a useful level soon after I started using it.. Reviewed on: 5th April 2025

I am amazed and impressed with the high level of sec...

5
I am amazed and impressed with the high level of security just setting up this account I was impressed. I wish other banks could be like this hassle free and the ability to move on with your world of credit. Reviewed on: 5th April 2025

Positive Contact & Excellent Customer Service

5
I have always had very positive contact with the company and look forward to the future with them. Reviewed on: 5th April 2025

Every step was very easy there was no messing about.

5
Every step was very easy there was no messing about. It was a simple application, quick decision and I had the xard in a couple of days. Reviewed on: 5th April 2025

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