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Zopa: Credit Card reviews

4.93
Based on 37,100 reviews, last reviewed 6th Apr 2025
445500% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Zopa for both a credit card and car fina... I have used Zopa for both a credit card and car finance Really easy to use, good communication and fair interest rates would totally recommend Reviewed on: 6th April 2025
Angela M's avatar
Angela M

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37100)

Review of the Zopa, Credit Card:

Good customer service when speaking to operator have...

5
Good customer service when speaking to operator have given good advice and have told me about further options Reviewed on: 31st March 2025

I have used Zopa for both a credit card and car fina...

5
I have used Zopa for both a credit card and car finance Really easy to use, good communication and fair interest rates would totally recommend Reviewed on: 6th April 2025

Very good website which has so many options and offers.

4
Very good website which has so many options and offers. Reviewed on: 6th April 2025

Easy and efficient, would recommend

5
Easy and efficient, would recommend Reviewed on: 6th April 2025

Good management ...

5
You have enlightened me to become diligent in looking after my credit line Reviewed on: 6th April 2025

App is super easy to use,good way to rebuild my cred...

5
App is super easy to use,good way to rebuild my credit score using credit card also offer bank accounts.and isa optio s Reviewed on: 6th April 2025

Very helpful

5
They have help me out a lot very friendly when I need to talk to them nothing is too much trouble Reviewed on: 5th April 2025

Great service.

5
Great service. I use my card and repay and I have no complaints. Excellent company. Reviewed on: 5th April 2025

Credit card

5
I have a credit card with Zopa and they are brilliant, they only put up your credit limit when they are sure you are able to make payments. Reviewed on: 5th April 2025

Fabulous Fantastic IZopa credit cards are best and g...

5
Fabulous Fantastic IZopa credit cards are best and good customer service and attractive dealing .v helpful and fulfill bacis and long-term needs Reviewed on: 5th April 2025

Just joined Zopa and so far they've been good to me.

5
Just joined Zopa and so far they've been good to me. Reviewed on: 5th April 2025

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