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Zopa: Credit Card reviews

4.93
Based on 38,478 reviews, last reviewed 18th Apr 2025
21% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

So Far So Good Easy to apply for. Interest rate quite high,but not as high as some. credit score plumeted,due to circumstances out of my control,shadow limited choic... Read more Reviewed on: 18th April 2025
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38478)

Review of the Zopa, Credit Card:

Zopa are focused on their customers financial requir...

5
Zopa are focused on their customers financial requirements and offer a service that meets their needs. Reviewed on: 31st March 2025

So Far So Good

4
Easy to apply for. Interest rate quite high,but not as high as some. credit score plumeted,due to circumstances out of my control,shadow limited choice. Use it responsibly and you could avoid too much interest & will help improve credit score Reviewed on: 18th April 2025

App very easy to use.

5
App very easy to use. Options available to manage credit score. Reviewed on: 18th April 2025

Problem with a scam

5
I had a scam with an item I bought on line they looked in to it I didn't receive the goods they sorted it Reviewed on: 18th April 2025

Fraudulent Activity

5
My account was used in the USA to pay fraudulently for things and I contacted ZOPA and they solved the problem and sent me a new card Reviewed on: 18th April 2025

Vince zopa Experience

5
Excellent customer service always there to help Reviewed on: 18th April 2025

Great easy to use easy to keep track of amazing...

5
Great easy to use easy to keep track of amazing Reviewed on: 18th April 2025

Everything has been straight forward with Zopa.

5
Everything has been straight forward with Zopa. Easy to use website and app. Reviewed on: 18th April 2025

It’s been an easy experience.

4
It’s been an easy experience. Customer service has always been on point Reviewed on: 18th April 2025

I had a great start and I love shopping zopa is a gr...

5
I had a great start and I love shopping zopa is a great company to be with the app is helpful very easy to use even offering a free bank account I'm also thinking to join and also they let you know when your payment is due so you can keep up to build your credit score Reviewed on: 18th April 2025

It's always been pleasant and worked well

5
It's always been pleasant and worked well Reviewed on: 18th April 2025

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