Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37096 reviews)

View other Zopa products

4.93

Based on 37,096 reviews, last reviewed 6th Apr 2025

445200% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

App is super easy to use,good way to rebuild my cred... App is super easy to use,good way to rebuild my credit score using credit card also offer bank accounts.and isa optio s Reviewed on: 6th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37096)

Review of the Zopa, Credit Card:

The customer service was excellent and the applicati...

The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

App is super easy to use,good way to rebuild my cred...

App is super easy to use,good way to rebuild my credit score using credit card also offer bank accounts.and isa optio s Reviewed on: 6th April 2025

Very helpful

They have help me out a lot very friendly when I need to talk to them nothing is too much trouble Reviewed on: 5th April 2025

Great service.

Great service. I use my card and repay and I have no complaints. Excellent company. Reviewed on: 5th April 2025

Credit card

I have a credit card with Zopa and they are brilliant, they only put up your credit limit when they are sure you are able to make payments. Reviewed on: 5th April 2025

Fabulous Fantastic IZopa credit cards are best and g...

Fabulous Fantastic IZopa credit cards are best and good customer service and attractive dealing .v helpful and fulfill bacis and long-term needs Reviewed on: 5th April 2025

Just joined Zopa and so far they've been good to me.

Just joined Zopa and so far they've been good to me. Reviewed on: 5th April 2025

Positive experience..

I've had a very positive experience with Zopa..I was very lucky to get a credit card to help with the every day things..it works for me..I can manage it well and I'd definitely recommend it to friends and family.. Reviewed on: 5th April 2025

Fast appoval of credit limit increase

Fast appoval of credit limit increase Reviewed on: 5th April 2025

Marvellous

Best ever service. Excellent and handling every matter with professionalism Reviewed on: 5th April 2025

ZOPA Credit Card Usefulness

I was able to use my ZOPA credit card for online International purchases, and was offered an increase in the credit limit to a useful level soon after I started using it.. Reviewed on: 5th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.56 from 8 reviews
Credit Card
from Zable 4.94 from 27994 reviews
All in One Credit Card
from Santander 2.47 from 16 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub